Navy federal still lowers your interest rate? Ive been told they dont anymore
2026-09-12 22:20:18
0
💛YELLOW :
I have navy, How did you ask them to lower your interest rates? Like what you say? Where did you do it at?
2026-09-01 13:52:25
10
kaitlyn Ramsey :
Which cc do you have? Also how did you get an account with them
2026-09-02 02:14:38
2
yodaddiesfaveee :
Were these automatic credit increases or you requested it ?
2026-08-31 23:31:53
2
. :
Did you have to use a certain amount of available credit each month to get those big increases?
2026-09-03 06:03:04
1
Deesh :
When you requested a limit increase, was it a soft pull?
2026-09-01 00:03:11
1
chris_sorendo :
Is the flagship hard to get as first card with them? I got pre approved for it but I’ve heard to start with cash rewards first. About to run the pledge loan next week
2026-09-01 03:15:46
2
Miss C :
I needed to see this. I have a good relationship and have had them since 20’. I would like to have them as an option for mortgage? Is the credit card limit and interest something to ask after closing however?
2026-09-01 11:53:19
7
Rosie Roy :
So. Navy Federal doesn't allow your total credit limit be available in all cash.🤔
2026-09-04 02:21:10
1
lenski0194 :
What type of balance did you carry every month?
2026-09-01 01:20:23
2
Theyadoremeadie :
Wow I need to do this bc Capital One will never been with them for years & the interest rate is high as gas smh
2026-09-01 14:48:52
2
XOXO <3 :
I’m bummed they don’t lower interest rates anymore :(
2026-09-03 14:51:06
3
G I N E T T :
When you ask to lower the interest rate, do you keep the car open and still use it? And does the interest rate being lowered effect you in any way?
2026-09-02 12:14:11
4
user1092879006693 :
Habibi, I’m glad that your video came across my page because I just checked my Navy interest rate and see it’s 18%. I always pay my bills in full so I didn’t consider the interest rate. Now I will call Navy to lower my interest rate and do the same on my other cards too. THANKS!
2026-09-03 14:02:15
1
Chase100mill :
How often did you request increases ?
2026-09-01 00:32:52
1
Lamar Williams879 :
they upgraded my cash rewards but only gave me 3,000 in trying to get higher limits to lower my utilization
2026-09-01 15:03:43
3
yani :
you’re doing the lords work!!!
2026-09-01 19:10:02
2
chronicallycora91📚💚 :
Thank you for this transparency. I just opened an account with them and hoping to establish a relationship with them credit card wise
2026-09-02 14:53:50
1
aonforme :
PenFed (pfcu) for the win. Just act responsibly.
2026-09-03 02:00:25
1
nyhumandefault :
Navy is good but they do take their time. My first year I started with 300 dollars, a year and a half later, they raised it to 3k and in 6 months they raised it again to 9k. Which is what I have now.
2026-09-02 07:19:46
1
user3650396033199 :
👏👏👏
2026-09-01 17:06:11
1
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