@raepond:

raepond
raepond
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Region: US
Monday 31 August 2026 21:54:12 GMT
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melvinharrelljr
Melvin Harrell Jr :
Navy federal still lowers your interest rate? Ive been told they dont anymore
2026-09-12 22:20:18
0
dpeeeze
💛YELLOW :
I have navy, How did you ask them to lower your interest rates? Like what you say? Where did you do it at?
2026-09-01 13:52:25
10
kaitlynramsey93
kaitlyn Ramsey :
Which cc do you have? Also how did you get an account with them
2026-09-02 02:14:38
2
yodaddiesfaveee
yodaddiesfaveee :
Were these automatic credit increases or you requested it ?
2026-08-31 23:31:53
2
skfjorp
. :
Did you have to use a certain amount of available credit each month to get those big increases?
2026-09-03 06:03:04
1
deesh2chill
Deesh :
When you requested a limit increase, was it a soft pull?
2026-09-01 00:03:11
1
chris_sorendo
chris_sorendo :
Is the flagship hard to get as first card with them? I got pre approved for it but I’ve heard to start with cash rewards first. About to run the pledge loan next week
2026-09-01 03:15:46
2
sheownsthecompany
Miss C :
I needed to see this. I have a good relationship and have had them since 20’. I would like to have them as an option for mortgage? Is the credit card limit and interest something to ask after closing however?
2026-09-01 11:53:19
7
rosie.roy08
Rosie Roy :
So. Navy Federal doesn't allow your total credit limit be available in all cash.🤔
2026-09-04 02:21:10
1
lenski0194
lenski0194 :
What type of balance did you carry every month?
2026-09-01 01:20:23
2
theyadoremeadie
Theyadoremeadie :
Wow I need to do this bc Capital One will never been with them for years & the interest rate is high as gas smh
2026-09-01 14:48:52
2
xoxo_90210_
XOXO <3 :
I’m bummed they don’t lower interest rates anymore :(
2026-09-03 14:51:06
3
gin.theegem
G I N E T T :
When you ask to lower the interest rate, do you keep the car open and still use it? And does the interest rate being lowered effect you in any way?
2026-09-02 12:14:11
4
christianlady56
user1092879006693 :
Habibi, I’m glad that your video came across my page because I just checked my Navy interest rate and see it’s 18%. I always pay my bills in full so I didn’t consider the interest rate. Now I will call Navy to lower my interest rate and do the same on my other cards too. THANKS!
2026-09-03 14:02:15
1
rache6881
Chase100mill :
How often did you request increases ?
2026-09-01 00:32:52
1
lamarwilliams879
Lamar Williams879 :
they upgraded my cash rewards but only gave me 3,000 in trying to get higher limits to lower my utilization
2026-09-01 15:03:43
3
ybizzlee
yani :
you’re doing the lords work!!!
2026-09-01 19:10:02
2
chronicallycora91
chronicallycora91📚💚 :
Thank you for this transparency. I just opened an account with them and hoping to establish a relationship with them credit card wise
2026-09-02 14:53:50
1
aonforme
aonforme :
PenFed (pfcu) for the win. Just act responsibly.
2026-09-03 02:00:25
1
jasonroman1980
nyhumandefault :
Navy is good but they do take their time. My first year I started with 300 dollars, a year and a half later, they raised it to 3k and in 6 months they raised it again to 9k. Which is what I have now.
2026-09-02 07:19:46
1
user3650396033199
user3650396033199 :
👏👏👏
2026-09-01 17:06:11
1
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