@deshonetheautoadvisor: If you're always ""upside down"" on your trade-in, you're taking the wrong type of loan. Taking 5-6 year loans and replacing the car after 3 years guarantees negative equity. You were designed to lease. Follow the Rule of 72 and the 10-Year Birthday rule to break the cycle for good. #negativeequity #tradein #caradvice #financialliteracy #carpayment