@joabherrerare: You don't need 20% down. You don't need perfect credit. You just need the right program. 🔑 CalHFA's MyHome Assistance Program helps first time buyers cover a big chunk of their down payment, with workable credit requirements and simple income documentation. Yes, it's really that straightforward. Want to know what you'd actually qualify for? DM me and let's map it out. 📲 #FirstTimeHomeBuyer #CalHFA #DownPaymentAssistance #Homeownership #OrellanaGroupRE