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@paskalinaola: #padahariini #ignonces78 #papuaselatantiktok #fypviraltiktok #fypviralシ

paskalinaola
paskalinaola
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Tuesday 01 September 2026 08:30:46 GMT
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felix.digoel
Felix Fighter🧑‍🚒 :
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2026-09-01 13:20:46
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hey hottie 🌟 💰 NET WORTH: count up all of your accounts: checking, savings, investing. and count all the debt, including any unpaid balance on a credit card. and subtract the two. as a visual person myself, this helps set a target and see the progress which helps me to keep going 📈 THE 4% RULE: it comes from research on how much you can withdraw annually without running out over a 30 year retirement. it's a general rule of thumb, so if you're retiring early, some people use 3.5% instead because the money has to last longer, and that makes your retirement number bigger. $6,000 a month at 3.5% is closer to $2.05 million than $1.8. 💸 DEBT: if your debt costs more than you'd reasonably expect to gain by investing, then its better to pay off the debt. credit cards are usually 20%+, but a 3% car note is less of a concern. ☝🏾AN EXCEPTION: if your employer matches your 401k, get the full match before attach the debt. thats an instant guaranteed doubling of your money that you wont find anywhere else 🤝 #PersonalFinance #networth #financialindependence #retirementplanning #financialliteracy
hey hottie 🌟 💰 NET WORTH: count up all of your accounts: checking, savings, investing. and count all the debt, including any unpaid balance on a credit card. and subtract the two. as a visual person myself, this helps set a target and see the progress which helps me to keep going 📈 THE 4% RULE: it comes from research on how much you can withdraw annually without running out over a 30 year retirement. it's a general rule of thumb, so if you're retiring early, some people use 3.5% instead because the money has to last longer, and that makes your retirement number bigger. $6,000 a month at 3.5% is closer to $2.05 million than $1.8. 💸 DEBT: if your debt costs more than you'd reasonably expect to gain by investing, then its better to pay off the debt. credit cards are usually 20%+, but a 3% car note is less of a concern. ☝🏾AN EXCEPTION: if your employer matches your 401k, get the full match before attach the debt. thats an instant guaranteed doubling of your money that you wont find anywhere else 🤝 #PersonalFinance #networth #financialindependence #retirementplanning #financialliteracy
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