@antonia_investing: You might be about to delete a text from HMRC worth checking twice. From this month, HMRC is writing to around 1 million people, mostly women, who may have missed out on pension top-ups simply because of how their old workplace scheme worked. The average payment is around £53, some are owed more. If you earned under £12,570 in a year while paying into a pension, this letter might have your name on it. Don't assume it's spam. Ever earned under that threshold while still paying into a workplace pension? Tell me below and I'll help you work out if you should be watching your post. Sources: HMRC Pensions Schemes Newsletter, August 2026. HMRC policy paper, "Pensions relief relating to net pay arrangements," July 2022.

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Tuesday 01 September 2026 13:34:23 GMT