@melissadorman: The middle class is the most expensive place to live, and it has nothing to do with what you're buying. Work for a dollar and it gets taxed at the top rate, plus payroll tax, with almost nothing to deduct. Own something that pays you a dollar and it gets taxed lower, sometimes not at all for years. Same dollar. Different rules. That's not a loophole you were too dumb to find. That's the design. I was a social worker, so I earned every dollar the hardest-taxed way there is. What changed it wasn't a raise. It was owning a building. Comment FREEDOM and I'll send you the free book on how to buy one without a bank. #taxes #buildwealth #sellerfinancing #realestateinvesting