@jakeclaverqfop: New DeFi products will flood the market in the next six to twelve months. Each one carries counterparty risk, smart contract risk, and regulatory risk that is difficult to evaluate without experience. Putting everything in one product with one counterparty concentrates all of that risk in one place. DAG Wealth structures allocations across multiple products with institutional custody and insurance so losses do not wipe out the position. A sophistication most people will not have on their own.