i think they fall behind and life happens. This is a tone deaf take
2026-09-01 22:01:15
901
๐ฝ :
My credit score is 820. Iโve if Iโm in debt 5k my credit still good. Minimum payments keep you right ๐
2026-09-03 19:29:01
20
That Girl :
Them today, us tomorrow. Remain humble because you never know what direction your life could go.
2026-09-02 02:07:42
524
ButtaCup_Nena971 :
Sorry to tell you girl, but life be lifeing and the only way to save yourself is to use your credit card
2026-09-02 11:53:25
118
Diva :
Same way yall get a car & it gets repo'd after a few months ๐
2026-09-02 09:17:32
131
yoh.nee :
Some people lose job stuff happens in life while having your credit card the thousands is crazy tho
2026-09-02 04:04:52
25
Sonia๐จ๐ฉ๐ :
3k debt at 21 and I just got fired from my job ๐ญ๐ญ๐ญ๐ญ
2026-09-07 12:51:48
16
๐ :
lol why are you afraid of debt? Debt is leverage..look up credit leverage and liquidity. Why spend your cash when the bank lets you use theirs?
2026-09-02 07:11:19
23
genji shimada178 :
school tuition and car problems ๐คฃ๐คฃ
2026-09-03 01:57:01
5
miso_s0up_ :
Itโs not hard to understand. If your min monthly payment is $50 and you spend $500 and still only pay the minimum, it piles up. A lot of people only use credit cards for emergencies. Some emergencies are expensive. Like your car breaking down or ER visits. Soon youโre maxed out. It happens.
2026-09-02 14:44:08
20
๐Lighlove :
Itโs probably good they donโt approve me ๐คฃ
2026-09-02 02:21:45
26
Asia :
Some people fall on hard times and use them to get by, and others use them to live beyond their means.
2026-09-02 18:41:32
6
Jen :
car repairs, medical bills, etc.. it adds up fast asf ๐ญ
2026-09-06 15:49:17
5
prettygirlwithaseptum ๐ . :
i be lying ๐ญ๐ญ but i pay my stuff on time i still owe 6k ๐๐
2026-09-02 06:31:14
7
notnotorious7 :
Everybody situation different, some people have to rely on credit cards and it puts them in a situation where they canโt pay that back right away
2026-09-02 12:37:11
17
YourSciFiLullaby :
all it takes is one bad medical issue. even if you have insurance, you won't keep it if its attached to employment. 10 states have no medicaid expansion. 80% of the US is one bad accident away from homelessness.
2026-09-02 15:49:17
7
Reiโ :
I canโt get approved like at all abf I only have 3k in debt bc of bills and only &300 credit card debt ๐ญ
2026-09-02 23:36:05
6
Deborah Jackson :
Because I had like 4 different credit cards ranging from 3k-7k each ๐ฉ rents, groceries, bills etc then laid off so I couldnโt pay them back ๐คท๐ฟโโ๏ธ
2026-09-03 18:06:19
5
urgirlkarli :
Got extremely sick for over a year, had to use it for ER and doctor visits, couldnโt work so was using it for rent, couldnโt cook so constantly door dashing. They will continue to raise the limit because they want you to stay in debt and the interest is crazy high. Hope this helps
2026-09-02 05:02:56
6
tiktokbannedmyaccount :
Swiping lol
2026-09-02 03:18:40
8
Misskiki :
I have 13 credit cards including store cards. My credit score is 835 and I get approved easily because of that and my income being 6 figures. I carry balances but Iโm smart about it. I do a lot of balance transfer to pay them down at 0% rate.
2026-09-07 01:52:48
1
Brazy Barbieโค๏ธ :
LMFAOOOO THEY MAD
2026-09-01 23:04:33
1
theexbombshell :
Well I wassssss goodโฆ then my dad died so I was keeping the family afloat helping my siblings and mom because I was the only one working at that time and using CC but then covid hit so I was out of work ๐คท๐ฝโโ๏ธhad no job so I couldnโt afford to pay it back all this before 20 btw ๐ฎโ๐จ LIFE MAN
2026-09-02 15:21:16
2
WhewChile :
my limits are high, and the bill gets paid on time, every time
2026-09-03 15:42:36
4
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