@rachelcruze: The pressure to spend money on your kids is SO real 😅   The birthday parties, trips, activities, clothes, and suddenly the thing “everyone at school has.” None of those things are bad, but they also don’t have to become your family’s priorities just because everyone else is doing them.   Know your budget. Know your family’s values. And make your money decisions from there.   Because if you don’t decide what matters to your family, the world will happily decide for you. #parenting #parent #momtok

Rachel Cruze
Rachel Cruze
Open In TikTok:
Region: US
Wednesday 02 September 2026 15:46:32 GMT
25246
1166
46
77

Music

Download

Comments

rrrrrrrrrrrrrr9966
user6601791899262 :
It’s the moms. Even worse, the sahm’s. They feed into the social media comparison game. Notice how kids ask mom when they want something, but dad when they need something. Calling a spade a spade.
2026-09-02 16:22:21
15
sallyruth_
sallyruth_ :
Also it feels like every holiday is slowly turning into a mini Christmas 😅 there’s baskets for every holiday, we used to be so happy with a box of chocolate for Valentine’s Day and free candy on Halloween night lol
2026-09-02 16:07:27
14
mary.jane.smith5
Mary Jane Smith :
It’s not. Cook at home. Do school sports, do church.
2026-09-02 23:31:57
3
ericaf2025
EricaF :
Homecoming and they don’t even go to the dance!! Suits, dresses, flowers, out to eat…….😳
2026-10-01 01:39:13
0
pab11491
Pete :
I feel like a very small percentage of people can contemplate having birthday parties at large venues , traveling around the world , private school and designer clothes for their children . I feel like 90% of households are trying to keep their kids fed , clothed and the lights on right now. Never mind the medical bills .
2026-09-03 15:51:43
5
shawna.marie555
Shawna Marie :
The cost for activities and sports! 😩 We don’t have rec/city leagues for anything, so if my kids want to play something, it’s travel leagues. (And at our large high school, if you haven’t played travel ball with that level of training and skill, you don’t make the team. Even JV is incredibly competitive.😟)
2026-09-03 14:21:59
3
alynnbee28
alynnbee28 :
Don’t get me started on a kids birthday party…. These places want $500+ for Chuck-E-Cheese type places birthday “packages” which include adults?!?! Why are the parents being counted when they’re only there to supervise their individual child?
2026-09-04 13:13:51
4
rachelmjo
Rachel :
I never understand the birthday parties. when I was a kid, my party was at McDonalds. we stacked boxes of chicken mcnuggets to see how high we could get them. that was the literal game. and I loved it. why do they have to be so fancy?
2026-09-05 16:07:01
2
scottquen
007 :
Sounds like Keeping up with the Jones😳Someone once told me children are Luxury’s
2026-09-03 00:05:31
3
yesgirl2562
Hope :
Sports stuff, band even choir are crazy expensive
2026-09-03 20:54:13
2
kellylreeves8
Klove :
preach it girl. omg yessssss
2026-09-03 12:03:26
4
mommabear32010
mommabear32010 :
Yes thank you for talking about this! The financial aspect of having multiple kids is overwhelming! It adds so much to the monthly budget and some activities are hard to plan for
2026-09-03 16:48:04
0
mariaquinn48
M :
I believe ( even if you can afford it) children need to learn how to stand on their own 2 feet. Otherwise there will never be responsible. They will also lack joy when they achieve things themselves. I actually think giving your kids everything is a form of abuse
2026-09-02 18:50:31
2
carebear617
Lucy :
Don’t travel with ur kids until they’re old enough to remember it. Ur not doing them any favors or yourself
2026-09-02 22:54:02
8
mlm2890
❤️ :
I never spent so much on my teenage boy until he hit 16. Driver’s ed/ car/ insurance and on top of that SAT prep/ college visits. Around the corner is college tuition 🤯
2026-09-02 18:54:35
1
537399jw
537399jw :
different world. no kids going on birthday vacation around these parts
2026-09-02 22:10:51
0
betswood_
betswood_ :
My husband and I are mid thirties with no kids and have been married for 10 years. We are Christians and want to have a child, but the cost to raise a child is astronomically more than our parents is making us think more. I’m so torn.
2026-09-03 16:54:06
1
mbobi517
MBobi517 :
Also. If you do some math the cost of kids are staggering. 6k/yr food-cloths-etc. 6k school-6k sports (low estimates btw) 18k yr @ 10% market return for 18yrs is 920k. And that’s per kid
2026-10-12 13:43:48
0
nothingandzero
nothingandzero :
Extremely smart. You rock and easy on the eyes 😉
2026-09-03 01:18:02
0
tlpeev
tlpv :
it's the micro purchases for me, having my own kids birthday is planned for but purchasing a gift every other weekend to bring them to a friend's party adds up! I'm thankful for the opportunity to attend and my boys friendships but those micro purchases add up!
2026-10-09 17:12:01
0
bubbles385_
Lovetobe2880 :
My kids have never had a big birthday party. Take 3 friends to do something that's their party. Never will spend thousands on birthday parties
2026-09-30 11:29:07
0
amberbaslee.tts
A M B E R :
We went school clothes shopping recently and my daughter wanted to go to the mall. She got a pair of sweats, a pair of leggings and a pair of shorts.. for those three things it was $100. 🫠
2026-09-02 22:31:48
0
bubnbetty
Bub and Betty :
Dance and sports are ridiculous. Not only do parents pay a lot for dance, they have to pay 40 dollars per ticket for the recital, and not to mention the costumes.
2026-09-02 16:28:17
22
mjg_000
mjg_000 :
I don’t envy you. I have friends from that area. My Gen X has done a terrible job of spoiling kids. Here’s how we handled it. I’d give the kids budgets at Christmas, & a back to school budget. Encourage them to be active in school sports or clubs. Make them get jobs at 16 & they pay for their gas. When one of your teens says, “Kate is going to 30A for 3 weeks,” you reply, “Good for them!” The next year she’ll say, I’m going this concert, this event & here with Kate. Fun, glad u have your job money & asked for time off! Mom, Kate’s family does all kinds of fun things. “I’m glad she’s your friend!” She’ll figure out Kate is spoiled, but she still loves her. They can all be friends while you still lay the values. Stick with what you want to.
2026-09-02 23:53:08
1
To see more videos from user @rachelcruze, please go to the Tikwm homepage.

Other Videos


About