@mckenzie.mack: What are sinking funds??? 💰

Mckenzie Mack
Mckenzie Mack
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Region: US
Thursday 03 September 2026 12:35:25 GMT
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kenzieemack
K E N Z I E 🐾 :
girl there’s so many accounts impersonating you and they follow request people who comment on your videos, i keep reporting them but tiktok says there’s no violations. i’ve followed you long enough to know it’s not you but new accounts might be duped bc some of them offer “investment classes” or sth
2026-09-04 11:30:26
1
by.me.nd
ND :
Which bank do you use for your sinking funds? Looking for one with buckets.
2026-09-03 15:27:44
19
unkownplanetuniverse
Ty :
Hi Mackenzie! Unrelated, but will you be taking us along your sabbatical 😊 like as a part of a series
2026-09-03 18:30:34
1
missmollyyyjane
Molly Green :
I just opened up a HYSA yesterday with SoFi! I feel like I'm a little behind since I'll be turning 29 soon 🙃 but I'm glad I started!
2026-09-03 16:51:21
2
justsayin_xo
justsayin_xo :
I do love sinking funds but I have learned I cannot itemize my HYSA like this. I get too comfortable going in there. Once I mine up to six months, I trained my brain to literally only look at it during life or death situations. I want to incorporate sinking funds again but I need to get creative so that’s not attached to my main checking or HYSA. If u have any tips lmk 🫶🏽
2026-09-03 17:08:33
2
srlarsen
user7006489189240 :
Add up all those sinking funds and that's how much you're NOT investing in the market. Figure out your worst month or two expense-wise and then just keep that amount on standby. Fill as it's depleted.
2026-09-03 14:43:48
2
withlovecolor
Color | WFH mom :
Do you actually keep separate accounts for all these or just track the expense and put in same accounts?
2026-09-03 13:22:32
3
luuvlyfields
Luvlyfields :
You inspire me so much!
2026-09-03 17:06:18
2
toothdoctor0909
dogmomdentist :
Do you just transfer the money to the separate bank account you use for checking/spending? I love organizing these expected expenses into my SoFi savings buckets but then find it annoying to have to transfer and wait for the money to arrive in checking when wanting to spend that money
2026-09-04 02:30:12
0
hudsenjohnson
Hudsen Johnson - Finance :
This is some good stuff!
2026-09-03 19:21:53
1
davidr1128
David R967 :
Crazy, I’ve been thinking about sinking funds and starting them up. I feel like I need one for annual and another for longer term like new roof/hvac since it’ll happen just not for 10 years
2026-09-03 18:53:41
1
taymoneycollect
Tay ✨ :
Are you able to separate them into different buckets?
2026-09-03 15:45:37
1
dudu2short
Dudu | Travel & Lifestyle :
Hi. Do you put the funds in separate accounts?
2026-09-03 14:42:35
1
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