@payitoffbestie: here we go! one step closer to being debt free #debtfreejourney #creditcarddebt #debtpayoff

emmy ❤︎  debt journey ⚡️
emmy ❤︎ debt journey ⚡️
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Region: US
Friday 04 September 2026 07:01:08 GMT
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gorgina_36
gorgina_36🫧 :
Wait I have the same debt and sofi gave me 15% interest rate 😭
2026-09-05 07:43:58
36
calichck88
Cali girl :
I swear I think sofi is only approving people who need over $15k lol
2026-09-04 21:40:23
72
datgurlness
Datgurlness :
This only works if you don’t use your credit card again.
2026-09-04 13:55:30
169
chichi37782
🇨🇺🇵🇷chichi37🌹🌻🌺 :
Boo I got rejected for 15k 🥺
2026-09-05 14:14:51
5
ktgrrl
Katie :
I just did debt consolidation in July and the way it changed my life! you got this girlie!!
2026-09-05 01:23:03
26
heydi2575
Heydi | Debt & Budgeting 💜💸 :
WE GOT THIS GIRLYYY 🥰✨
2026-09-04 16:24:05
56
leslng_13
leslyyy :
I’ve been trying to get a loan as welllll but no one wants to approve no matter what , my boyfriend would be the one helping me with the payments but I wanna take out the loan to pay off my debt😭😭😭
2026-09-07 17:51:04
10
brainlessthough0
Amy :
Pause the credit cards and put them in the freezer 😭😭😭😭
2026-09-04 13:33:45
66
xoxoxo___38
xx :
i plan on doing this for my 6k debt but i just need to raise my credit score my interest rate is too high
2026-09-04 15:38:47
7
debbietalksalot
Debbie Talks A Lot :
You've got this. When you get any extra money add it to an emergency fund. Then when you feel like you have enough, stack stacking it on the loan.
2026-09-04 07:59:27
9
jessg0616
J E S S ✨ :
Does this affect your credit score?
2026-09-04 15:24:53
5
themiddleblaide
@themiddleblaide :
Me too! With Sofi! I feel like my life is restarting
2026-09-04 19:50:54
9
yvngvon__
Stephonte🦋 :
I Uber daily on top of my 9-5 to pay off debt it is hard but I’m seeing progress good second income option !
2026-09-04 15:08:55
7
jacks4118
Jack Stewart :
I did the same many years ago on $8000 of debt. Paid off in three years.
2026-09-05 03:42:01
12
lysspxx
Alyssa :
truly I have been thinking about this 😫 I'm just nervous about taking it out and then I go right back to my own ways
2026-09-04 13:27:37
13
shesatripblog
Emily / She’s a Trip :
You got this! You’ll see progress so much faster with just one lower interest account. And then the progress makes you feel encouraged so it’s easier to keep going
2026-09-04 16:33:03
6
theegomez
diego :
just don’t do what i did & used my cc again 😵‍💫
2026-09-05 01:30:00
5
crystabelcourt
Crysta | Debt in Real Time💸 :
You are doing so good!! I can’t wait to watch you throughout this journey!! No go literally freeze the cards.
2026-09-04 15:59:52
5
isabellamariediamond111
Marie :
Who did you go to for your personal loan ?
2026-09-04 08:01:26
6
vw_1738
v.1738 :
I just did this too! Paid off all cards and my car. Now just a single payment with way lower interest. Good luck!
2026-09-04 15:31:06
6
va.alz
Val :
Sameeeeeeeee no more using my cc
2026-09-05 05:25:35
3
lay13130
lay13130 :
How are you able to get a loan to pay off credit card debt isn’t your credit score low because of the credit card debt I can’t get a personal loan to pay off my credit card debt. I have like 13,000 in credit card debt and it tanked my score in the mid 5’s
2026-09-24 15:37:31
0
katrespawns
Kat :
The loans I’ve looked into are charging at least 20% or more in interest!
2026-09-17 15:05:28
2
meems1062
✨Mimi✨ :
where did you get your loan from
2026-09-04 18:32:51
2
jlthomas15
Jacob thomas :
So get more debt to get rid of previous debt but at a lower interest rate?
2026-09-04 07:50:44
2
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