@getcapitalclarity: your money system is 6 lines. that's the whole thing.1 income + savings rate · 2 one checking hub · 3 the payday split · 4 reserves (hysa) · 5 growth, in order · 6 net worth scoreboardline 1 does the heavy lifting — at $60k, 15% vs 5% is ~$850k vs ~$283k over 30 years. same market, you just set a different number.write all six in a note tonight and fill in your numbers. the full page is the carousel on our profile — go save it