@michael.rusli: Most people don’t become poor from earning too little, but from buying liabilities first before buying appreciating assets There is nothing wrong with buying a brand new car But it becomes an issue when it’s purchased first and slows down your ability to save and invest The smart people understand you buy investments first Then those investments will start paying for your lifestyle It takes some sacrifice But in the end its worth it when you are in control of your time and money You can buy that brand new car first But understand it comes at a cost Which one will you choose first? assets or liabilities? If you agreed with this, make sure to follow for more relatable finance content ✅ Disclaimer: This post is for informational purposes only and should not be taken as financial advice. Please consult a qualified financial advisor for guidance tailored to your specific circumstances.