@getcapitalclarity: the plan is one page. you only need line one this weekend. line one is your net worth — what you own minus what you owe. list both sides, subtract, done in under 10 minutes. if it's negative, that's normal. it's just your starting point. free 1-page plan is linked in my bio — copy the link and fill in line one. comment: was your net worth higher or lower than you expected?