Nick Davis CFP
Region: US
Friday 04 September 2026 19:15:14 GMT
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03William :
I paid off my home and immediately cancelled my home insurance… I’m not scared and I do my own home repairs. Saved me $2,600 per year. I don’t live in fear of what might happen.
2026-10-26 19:43:10
1
Monique :
My mortgage will be paid off by the time he gets to the point 😆
2026-09-20 14:35:47
595
The Rock :
The paid off mortgage is not FREE and CLEAR! I still pay taxes and insurance.
2026-09-05 00:41:54
218
Vettez06 :
My home is paid off. My real estate taxes are $22,500 and my home owners insurance is $5,000. That’s $2,300 a month with my mortgage paid off. My mortgage was 1,200 a month. Not such a big savings.
2026-09-19 17:25:56
58
michelebax :
Omg, get on with it!
2026-09-19 12:59:49
89
user5518141796165 :
i paid 500 in intrest waiting for him to not say anything
2026-09-28 10:01:23
38
ORANGE-COUNTY.CA.CLOSURES :
Yeah then the property taxes all of a sudden increase and you end up paying close to the amount you did before paying it off. They always find a way to screw you
2026-09-05 05:33:55
51
user1117803110330 :
CEO of: not getting to the point !
2026-09-19 17:55:31
25
Greg Douglass :
But what if you’ve got a 3% mortgage. Wouldn’t it be better to invest the $350k making 4-5% then spending that to pay off a house?
2026-09-20 20:22:58
9
Kristen :
My dude. To the point
2026-09-07 00:41:47
45
sandy :
Geez…get to the point
2026-10-18 03:26:57
9
Keith :
I’m retired but didn’t pay off my home, because my mortgage interest is only 2.2% and I’m averaging about 7-8% on my IRA.
2026-09-13 15:26:08
12
lawsoma :
There's no such thing as a paid off home. The government sends an always increasing bill every year.
2026-09-04 22:56:53
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ZOSO :
An idea I’ve been entertaining is: once we retire selling our home and taking the profits and investing it into our portfolio then renting to give us options and flexibility as to where we want to live. No property tax, no insurance, and with the first $500,000 excluded in capital gains as a married couple it has an appeal to some degree.
2026-09-14 01:58:23
8
Jose A. Rivera :
I tried to watch your videos to learn something but you just take forever to get to the point.
2026-09-28 19:51:02
7
The MAS Family Foundation :
Nope!!! Same reason Warren Buffett doesn’t own the office building he has rented for 50 years. That money is invested, the profit from that money pays the mortgage plus money left over to pay you. NEVER pay off your mortgage.
2026-10-26 04:45:47
0
Re and Cano :
I think it’s important to not just pay off your mortgage before retirement but also do all the big ticket work on the house prior to retirement too. I don’t want to be paying more than a mortgage for a new hvac or roof during those years either.
2026-09-19 12:46:11
6
VikingVessel :
Stretching. Taking too long to get to the point. Scroll.
2026-09-05 14:36:59
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michaelgtravis :
Paid our house off before the kids went to college. Retired now and it's a bill we don't worry about
2026-09-04 22:04:47
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Defaultnick96 :
So where’s 2,3 and 4?
2026-09-04 23:14:26
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💄💋kjw :
I thought you said 4 reasons. You barely got thru 1 and there is no part 2?
2026-09-04 23:35:06
5
user1731742002360 :
No mortgage going to be 59 1/2 in jan 2027. Plan on retiring in july 2027. Pension and 401k. How does this help me
2026-10-23 13:30:37
1
LaMonte :
Man ya had me until you didn’t specify on the monthly mortgage of PI or PITI. Taxes and Ins are for life and a huge part of that total payment typically. The actual savings are a lot less when factored in and can buy a lot of things while you’re still living.
2026-09-22 18:24:48
1
Heidi Mclennon :
Thank you for valuable information! Can’t wait to hear the rest ✌
2026-10-20 14:44:56
1
Seasoned Not Salty :
Love that I don’t have a mortgage. It’s freeing
2026-10-20 04:00:58
2
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