@rambokelsey: Replying to @lassifras 401k vs Roth IRA at a high level 🤑

RamboKelsey
RamboKelsey
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Region: US
Friday 04 September 2026 20:37:02 GMT
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wellheytherelittlebuddy
b :
Should I use a Robo Roth IRA through SoFi or learn to invest and pick stocks myself?
2026-09-04 21:24:20
0
timlemmy88
Blake LeMay :
If I have a Roth 401k, is that close enough?
2026-09-04 20:43:59
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gabriellerose47
Gabrielle Rose :
Hi! My company is now providing a Roth 401k option with the match. So, for obvious reasons, I have stopped contributing to the tax deferred and putting the max match +1% increase every time I get a raise. My question is, do you think it’s beneficial to also have the Roth IRA along with the Roth 401k option? I feel like there should be multiple eggs in different baskets, right?
2026-09-05 23:45:17
1
knotpit17
knotpit17 :
Yes. please do a video on taxes and write offs. Difference between deductions and credits. Also, modified adjusted gross income? which income is used to determine limit on IRA contributions?
2026-09-04 22:00:55
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sonjaelliott_
sonja :
could anyone recommend where to open an investment account as an 18 yo? I’ve heard vanguard from coworkers but fidelity moreso online. Any other recs or is one better than the other?
2026-09-04 23:38:41
0
victoria22981
Victoria :
What do you recommend if I am 34 and self employed.
2026-09-05 01:40:13
0
cinniesue43
Liferox ❌ :
Are there income limits for Roth IRA accounts? Can you have more than 1 Roth IRA account? What do you recommend for 55 yr old than makes $200k /yr, that plans on working for 15 more years but needs catch up accounts
2026-09-05 14:52:19
0
geodoingthings
gisellegeo.jpg🇵🇷 :
I have a 401a does that make a difference?
2026-09-05 04:50:32
1
caleigh_marie
Caleigh :
Can you do one on how to open a Roth IRA please? I don’t even know where to start
2026-09-04 23:17:06
0
nicolemuir1
Nicole Muir :
I have old retirement things... i honestly dont even know much about them, I was a teacher, that is somewhere. my previous job is think I have like $20000, that was a simple IRA (I think) What should I do with those? I have a Roth that is separate from my employment... also in my new job I have 401k (to get match) and rest to Roth.
2026-09-05 15:19:53
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lassifras
lassifras :
Oh hey that’s me 😂 thank you! I think my employer matches both so I’ll aim for both 🫡
2026-09-04 20:57:35
1
jskiskii
Jskiski :
My employer doesn’t offer a 401k match, is it worth still putting money into that account every paycheck?
2026-09-05 21:26:11
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rcka07
user8211687090917 :
Most 401(k) plans allow Roth contributions now. If your plan does not, you should ask your employer about it. You have higher contribution limits in a 401(k) plan that you do in a Roth IRA, and the costs may be a lot less in a 401(k) plan.
2026-09-05 14:37:34
1
dollyday800
Dolly Day :
Thank you
2026-09-04 22:26:07
1
chonky.panda
Chonky.Panda❌️ :
I'm lucky in that my company offers a 10% match. Unlucky in that my ex took everything I had and am behind the 8 ball big time. Gonna look into the Roth for sure!
2026-09-05 02:03:10
1
knotpit17
knotpit17 :
if you can, make roth contributions to your 401k and then when the company matches in pre-tax convert that too roth
2026-09-04 21:49:18
0
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