Daniel - Gray Area Finance
Region: GB
Saturday 05 September 2026 12:33:31 GMT
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Simon :
It’s more for peace of mind on getting rid of mortgage
2026-09-05 16:12:28
194
Cam Burrows :
Person 1 has had an extra 15 years mortgage free to spend that extra income on experiences and a better life in general etc tho? Whereas person 2 get the lump sum benefit at the end , swings and roundabouts when it comes to personal priority
2026-09-06 16:02:18
48
Lux | Finance and Home :
I get the maths, but personally I want the security of knowing I could quit my job, or be made redundant, or have a health issue, and not have to worry about being homeless
2026-09-06 21:23:07
14
Sha B 🖤📚 :
So once the person with a mortgage has paid it off after 15 years, they have the additional income they could also put in to investments now they’re not paying off a mortgage, so what would that look like for a more accurate comparison?
2026-09-06 11:04:55
4
George lightning ⚡ :
Remember kids - investment’s can lose value too 😊
2026-09-06 21:54:05
15
grsxbkursxvh :
Not sure the math is right. Are you factoring in that person 1 once mortgage free can add £500 + mortgage payment for the 2nd 15 years?
2026-09-06 13:01:07
38
themountainguy1910 :
People who talk about investing make it sounds so perfect and great! Investing is a risk where paying off the mortgage isn't!
2026-09-05 17:02:06
101
Emma Jane :
My personal preference is the security of owning my own home.
2026-09-05 16:33:53
24
Sedgie :
Huge assumption that you’ll get 30 years of steady growth..
2026-09-05 18:46:06
28
The Retro XI :
So, what you investing in? Everyone say just invest, in what?
2026-09-05 18:58:33
22
Dono :
You can lose everything if you invest
2026-09-05 16:28:21
20
WAWAW83 :
Tomorrow is never promised
2026-09-06 20:59:42
2
clevor7 :
Don’t know what’s around the corner , pay it off asap and you won’t end up homeless 🤷🏻♂️
2026-09-06 21:56:13
0
nw :
Yeah but you’ve got to understand and know how to invest, you can’t just go rogue on that. Personally I don’t understand it so I’d rather be mortgage free and enjoy life every month with money in my instant account
2026-09-06 07:26:21
12
sully12431 :
Why not put 250 each way best of both worlds
2026-09-05 16:33:58
15
1882 :
Hahahah what is this maths
2026-09-06 21:56:42
0
Totoo :
Not all investments redult in millionaires. 🤔🤔🤔
2026-09-05 15:41:36
10
Callum :
if youve got the money to overpay/invest 500 quid a month on top of your mortgage, your in the infinitecimal realm of people who live well below their means in a world where everyone lives above their means thanks to finance and other stuff, I understand the premise but this is hardly accurate, also the lack of mention on the tax you would pay upon your investments is also rather dubious
2026-09-05 21:50:07
8
Irregular_Joe5 :
This assumes that interest rates will stay low and stock market returns will remain high of course - neither of which are certain
2026-09-05 17:15:57
9
Anthony 🏴 :
As someone that invests it’s crazy reading these comments seeing people that think investing is this some high risk strategy where you could lose everything when it’s literally their ticket to retiring a millionaire
2026-09-05 20:09:52
13
zimovane555 :
Rubbish.
2026-09-05 15:06:53
8
David Norris :
So why not just go interest only and invest the lot
2026-09-05 18:16:33
11
user3221224799 :
Should have backed up the video showing calculations and approx growth rates used
2026-09-05 20:04:47
6
andrewwestgarth45 :
Paying your mortgage off early is something our parents would have done. Times have changed
2026-09-06 12:06:44
21
caro :
depends where you invest
2026-09-05 16:38:09
5
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