@_girllockin: 3 years into my financial journey and I’m STILL figuring out how to budget realistically. 😭 I spent $300 in ONE weekend… just 2 days after payday. And now I have 12 more days until my next check. 🫠 I’ve realized that building wealth isn’t just about making more money or investing consistently. It’s also about creating systems that actually work for the life you’re living NOW. I’m not in survival mode anymore. I’m not aggressively paying off debt anymore. So maybe my budget needs to evolve too. Currently back to tracking my spending and figuring out what a realistic “fun money” number looks like without sacrificing my bigger goals. If you’re working on your budget too, you can check out EveryDollar here: budget.everydollar.com/girllockin Because I want to build wealth AND enjoy my money along the way. 🤎 . #PersonalFinance #Budgeting #BuildingWealth #MoneyJourney #FinancialJourney
Girl same. I’ve started and stopped a million times. I’m going to give myself another 6 months (Dec-May) and pray I come out on top. Good luck to you.
2026-09-07 15:50:39
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Sheedah :
I need to identify a spending money number ! 😩😭.
2026-09-07 19:29:27
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Brandy Littlejohn667 :
It happens to the best of sis. Just do a reset. You got this!!
2026-09-07 20:21:06
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theJennyBjourney :
This is spot on. I doubled my income awhile back so finally increased my weekly budget. However I do have reoccurring deductions for my brokerage account and 401k every pay check. I still have quiet a bit excess income so if I go over budget less goes into my hysa but my investments are non negotiable.
2026-09-07 13:38:30
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Ing :
Budgeting is soooo challenging!!!
2026-09-06 15:22:12
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Candess Correll, DMV REALTOR :
Lmao me too sis but i kinda dont regret it because i loooove this purchase 😭
2026-09-06 18:56:34
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Rina.Mari :
We are in the same boat. I gave myself $427.90 of fun money and I’m holding on by $200. I have 11 days to go 🤦🏽♀️
2026-09-06 18:05:29
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Jamaican Chocolate :
I paid off my car girl ! Now finna pay this house off 😩I upped my monthly investment but I also booked a trip to curaçao ! Paid for the trip using my “car note” money 🌹
2026-09-06 17:54:59
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Ty | Financial Freedom :
I still have the spending money from 2 years ago I definitely need to revise and give myself a raise
2026-09-06 15:49:29
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JennX :
I pull money for mortgage, heating fuel, vacation fund, biweekly car payment, and investments on pay day. I plan fun money based on what we are doing. Today, we are going to see Cars in the theater. That will be $100. Only other thing I’m doing this pay cycle is coffee with a friend next weekend. Leftover money will be put as extra payments on stuff the day before payday.
2026-09-06 19:47:07
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plantedblessingsofficial__ :
Girl....dont feel like the lone-ranger‼️American Express got me in a choke hold 😩...it paid off at the end of the...BUT STILL‼️😭😓🥺
2026-09-06 16:48:10
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Sarah Elizabeth✨ :
I get this wholeheartedly. I spend my fun money so fast 🙃
2026-09-06 16:00:59
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gotbraggingrights :
Ya can’t beat yourself up on it. It’s definitely time to look at it to see if it needs revamping. You doing good hun ✊🏽
2026-09-07 00:25:48
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Mira Mira 🪷🎡🫶 :
Which budget app are you using?
2026-09-06 19:12:13
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Gqdee :
Facts
2026-09-06 16:46:28
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Taleah Andrea :
Girl I feel you!! I am going back to my budgeting app as well because I have just been living off a wing and prayer. Back to taking control of my finances.
2026-09-06 18:30:12
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Liz :
I feel you 💕
2026-09-06 15:38:33
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