@paymentswithalex: Everyone who owns a business does this exact math at 3AM. Close up for the night, everything looks fine, and then the number pops into your head -- what did we actually keep after fees. Most of the time you don't have the real number. You have the rate someone quoted you two years ago and a vague feeling something's off. The owners who stop doing this math at 3AM aren't more disciplined. They just sat down and pulled the actual number once instead of guessing. You can't fix a number you've never looked at. When's the last time you actually pulled yours? #merchantservices #paymentprocessing #smallbusinessowner #fintech #creditcardprocessing