@dr.boyce.finance: A paycheck can feed you today. Ownership can feed your family for generations. There is nothing wrong with earning a paycheck. A paycheck gives you income in exchange for your labor. But when you own assets—businesses, stocks, real estate, intellectual property—you have the opportunity to participate in profits and long-term appreciation. The numbers illustrate the difference. Federal Reserve data show that in 2022, families without businesses had median net worth of about $156,000. Families owning businesses with two to five employees had median net worth around $576,000. For families owning businesses with more than five employees, it exceeded $1.25 million—even excluding the value of the business itself. Income showed a similar pattern. Median usual income was about $67,000 for families without businesses, compared with $135,000 for owners of businesses with two to five employees and $237,000 for those with more than five employees. Small-business owners are also more likely to have substantial savings, save for retirement, own investments, and own their homes. For example, about 60% reported saving for retirement versus 42% of non-owners, while roughly 40% owned stocks, bonds, or mutual funds outside retirement accounts versus 27% of non-owners. That doesn’t mean ownership automatically makes you wealthy. Ownership carries risk. But it gives you something wages alone cannot: participation in the upside. Don’t just work for the company. Own part of the company. Don’t just buy products. Own assets that produce them. If you want to understand the philosophy of ownership and group economics more deeply, read Powernomics by Dr. Claude Anderson. You can find it at Powernomics.com. #Powernomics #BlackWealth #EconomicPower

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Sunday 06 September 2026 20:31:12 GMT