@joshua.talks.finance: These aren’t strict rules but it is a great rule of thumb if you want to build long term wealth. ⚠️ Disclaimer: This content is for general financial education only and does not constitute personalised financial advice. Please consult a licensed financial advisor before making investment decisions. #PersonalFinanceSA #WealthBuilding #FinancialFreedom #MoneyTips #InvestSmart

Joshua Roebert
Joshua Roebert
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Region: ZA
Sunday 06 September 2026 21:21:47 GMT
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lebo2613
Lebo :
You can't save and invest that much while paying R10.5k rent on a R35k salary 😏
2026-09-07 08:00:52
5
z1yanda_
Z.🌺 :
Number 1: have monthly income✍️
2026-09-06 22:32:19
855
sk_ndlovuphd
S’phe Ndlovu CA(SA) 🦅✝️🔥 :
Can someone please bring me back here.
2026-09-07 00:35:41
5
iamtopazcitrine
🇿🇦Topaz🇵🇸 :
who the fuck is earning 35k in this economy
2026-09-07 06:16:14
5
jamieunlimited
jamie <3 :
mind you a decent 1 bedroom apartment in the cape town cbd is R17000 😭 what economy are y’all living in
2026-09-07 14:54:33
1
rease1801
Reason :
😹😹😹😹So if you earn 3500 fun is 175😭
2026-09-07 08:36:38
116
thinuslabuschagn2
Thinus Labuschagne :
All he's videos are solid advice, it really is. But this is extremely difficult to do for lower to very low income people. If you get less than 10k for example, doing this method, where the hell for example are you gonna be able to get a place to rent ? buy food, travel, and then you need to save. I simply just don't see how one can do this, I honestly can't. I tried, i simply cant get this done the way he speaks of. What I am now doing is to stop all cellphone contracts, not buy a new car, and use that money to put away to have more disposable income, having all kinds of accounts with separate interest rates kills your income
2026-09-07 04:00:12
8
nelejaustin
N E L E :
This is useless advice to the majority of people in South Africa who don't even have an income to begin with and even if they do it's barely enough to survive😂
2026-09-06 22:37:45
213
kennethharris79
Kenneth Harris :
Easier said than done bru
2026-09-07 03:41:40
23
magatshenimazingelwayo
MaZingelwayo 🐘 :
so for someone earning R5,239.46 in South africa what is the plan ?
2026-09-06 22:54:11
70
adriangatter
adriangatter :
Totally unrealistic!
2026-09-07 08:46:26
15
nicky_579
Nickyy_♡✝️ :
Yha no andiyo target market because what do you mean fun money is R85??!😭
2026-09-06 23:10:15
18
desicza
Des :
In a perfect world, this makes sense, however the general public do not earn enough for this to work. Expenses are sky high and salaries do not match this
2026-09-07 05:35:37
17
londiwe_a_goddess
👑🌸Londiwe | Goddess🌸👑 :
when and where are tithes factored in?
2026-09-06 22:23:03
9
xxbiscuit34
Biscuitxxx :
My bru its more difficult getting a place for 10.5k in Cape Town than finding a job that pays 35k
2026-09-07 03:47:07
10
sil3n7echo
SiL3N7echo :
Yea did you work for a large FSP, because this the BS they teach their Jnr reps to make sales.
2026-09-07 17:20:53
1
shawn5057
Shawn :
Will never work nobody has money to save
2026-09-07 17:38:26
1
goorsamy
Mr G :
Net or before deductions
2026-09-06 22:06:08
6
the_oan_who_cried_wulf
tp~ :
Do i use a regular calculator or is there a special calculator that multiplies my monthly income by 300
2026-09-06 22:11:27
14
xineyfifi
Fifi Tsitsi🐥 :
What you earn R3000 a month and you run out of groceries and transport money
2026-09-07 18:17:24
1
ponalonalo
Ponalo’s Galaxy :
I like this conversation would serve only high earners
2026-09-07 14:12:29
1
igubevukazi
iGubevukazi :
OMG why can’t we just enjoy life. We’re always learning something new that we’re supposed to do.😭😭
2026-09-07 18:00:43
1
thembekan84
Thembeka*DN :
Ai mara Joshua lwena why otla latw so?? There's kids, many responsibilities n not forgetting economy ya Phosi!!
2026-09-07 16:29:33
2
peter41354
Peter :
Great. Now let's get started by finding that monthly income.
2026-09-07 20:54:59
2
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