@sakhile_kayla_mahlangu: Your Buy Now Pay Later habit is about to stop being a secret . From 1 Feb 2027, your BNPL behaviour will show up on your credit report, visible to every bank and lender, not just the app you used. Why? Because right now, BNPL is invisible debt. You could owe money across 3-4 apps at once and no bank would ever see the full picture. The NCR has partnered with Sacrra + the Credit Bureaus Association to fix that. #bnpl #payflex #payjustnow #creditscore #PersonalFinance

Sakhile_Kayla_Mahlangu
Sakhile_Kayla_Mahlangu
Open In TikTok:
Region: ZA
Monday 07 September 2026 20:15:26 GMT
251710
15811
284
3374

Music

Download

Comments

tankisossa
Tankiso Nhlapo :
Mmmmh I think we went to the same Primary School, Sakhile🤔😂
2026-09-11 05:48:09
0
mihle839
Kgosigadi :
Jokes on them we don’t default there because we treat it as laybye
2026-09-08 09:57:57
1213
rakgadiodi9
didisebogodi :
let me buy quickly and finish😂
2026-09-10 16:02:41
2
nthabie_ts
Nthabie 🩷✝️ :
We don’t default. They can check every week if they want.
2026-09-11 17:53:10
0
just_lerat0
@just_lerato :
The banks are soooo jealous. 😭
2026-09-08 05:05:31
3954
bongibng
NomaB :
I only know Pay Just Now and Payflex…are there any other? I need more 🥺
2026-09-09 17:36:50
6
missjae25
missjae25🇿🇦 :
It's a win for me. My pjn is paid on time. Those late fees 😂😂😂yoh I cried real tears it was a glitch one month yoh I was so mad
2026-09-10 19:23:54
0
wine_ish
Wine-ish🥂| FTM🌸 :
I mean if you don’t default, it should be a good thing.
2026-09-08 02:32:37
1666
kukhanya.f
Kukhanya :
So long as they don’t add interest I’m fine
2026-09-10 07:40:34
1
kamogetswe167
Kamo🌴 :
I honestly thought they always reflected because, we dont get same amounts when we apply for them, some get R3k and others boma R20k, even worse some dont even get approved because of their credit scores
2026-09-08 02:14:17
550
sirprudy
Sir'Prudy :
We will be done buying our things by February. They can bring it on. 😅🤭
2026-09-11 03:34:29
0
qadikaz
Ncumi :
I’m so glad I never indulged in all these things
2026-09-07 21:36:01
627
titi_flowerbomb
T I T I :
That time people are struggling they don’t have a choice but to pay later everything is expensive and I thought these kinda things were here to assist people but no they have to keep remaindering us that we are peasants.
2026-09-07 22:39:30
324
kholomakola
FeloMakola T1D💙 :
As long as it doesn’t have interest 😁
2026-09-08 02:43:45
350
potso_example
Mooi_Example :
let me abuse it from now till Jan 2027
2026-09-08 07:37:45
175
atha_cutshwabup
Atha_CutshwaBaq up :
It must reflect mntakabawo i don't care, I'm disciplined on PJN and it will boost my credit score💃💃💃💃💃
2026-09-08 06:34:14
53
user3242518848599
ksabi :
Will it boost our credit though? Because I pay on time and I want the boost 💀
2026-09-08 03:21:33
760
gudukazi_uyincwayo
khuboni :
Banks are such bullies. They are losing business because of pay flex and pay just now. They are the ones driving this agenda. They want people to go back to credit cards and loans.
2026-09-08 07:51:08
90
refiloeloves
Refiloe :
finally my time to shine 😂
2026-09-07 22:39:48
164
mezaza_h
Mezaza 🇿🇦 :
Its good for those who are good payers though. Especially if it increase their credit record.
2026-09-08 14:31:35
5
boohlemvelase
🇿🇦NobuhleMvelase-Zwane🇿🇦 :
it has been reflecting from the start, do u think they just give credit nje coz they like you?🙄😂😂
2026-09-07 22:28:23
63
To see more videos from user @sakhile_kayla_mahlangu, please go to the Tikwm homepage.

Other Videos


About