@brandonanthonyclark: My business pays me better than the market ever has. I still bought life insurance. Not because I need the death benefit. Because there is no guarantee I live long enough to see the business pay off, and because I wanted money I could actually touch before 60. Most business owners I sit with have no 401k at all. They are just working. Comment LEGACY and I will send you the training that walks the setup. You do not gotta give me your name, your email, or your phone number. This is not financial advice, just common sense. For educational purposes only. Always consult a licensed professional before making any financial decisions.