@melissadorman: You pay for your house twice. Once for the house, once for the interest. 🙃 Borrow $500,000 on a 30-year fixed and you'll hand back over a million — half of it pure interest. You don't need to refinance. Take your principal and interest (not taxes and insurance). Say it's $3,600. Divide by 6: $600. Make a mid-month payment of $600, principal only. Mortgages compound interest on the remaining balance, so paying twice a month shaves roughly a decade off the loan. Double it and a 30-year becomes 15. No fees, no refinance, no permission. Banks make money off your patience, not your payments — and a refinance restarts their clock. DM me FREEDOM for the free book. 🖤 #mortgagehacks #consciouswealth #financialfreedom #homeownertips #bankonyourneighbor
Money with Mel (Real Account)
Region: US
Tuesday 08 September 2026 19:36:00 GMT
Music
Download
Comments
Shawna :
Yes, how do you get around it when your bank won’t allow you to break it into two payments and they hold your payment
2026-09-09 03:27:41
0
pamelawade0715 :
Do Tell 🤔
2026-09-09 00:09:37
0
Rich Cortez :
How can I tell them to put all my payments towards principal
2026-09-08 21:58:09
0
MsH :
Appreciate this. Thank you.
2026-09-08 20:23:02
0
Melinda❌ :
Thanks I'll try
2026-09-08 23:15:30
0
theaunt12122121 :
My mortgage company won’t allow that. Tried and they held the payment until they had the full amount
2026-09-08 21:50:06
0
Mollymoo :
by the time we are done paying it will be 3 times
2026-09-08 21:40:05
0
TracieTracieTracie :
Yeah but my interest rate is 2.75% so I’m not paying faster. I’m investing more.
2026-09-08 19:59:19
1
theycallmetattersalad :
love this!!!! I'll follow along.
2026-09-08 21:37:01
0
john316 :
This was the best advice a friend of ours gave us. We did this and house paid off in half the time. 💙💙💙
2026-09-08 19:50:39
0
MsH :
It figures!
2026-09-08 20:22:11
0
To see more videos from user @melissadorman, please go to the Tikwm
homepage.