@ramit.sethi: Today I’m unpacking whether Randy can move toward marriage while Mack brings $100K of debt into their future together — and whether that debt could become a problem they both have to live with. Randy and Mack are in their early 30s and are talking seriously about marriage. But their financial lives look completely different. Randy has a net worth of around $102K while Mack is at roughly -$56K, largely because of $100K of debt. Randy feels increasingly “handcuffed” by what that debt means for their future, while Mack worries that he has gone from being supported to becoming a problem to solve. ▶️ Watch the full episode on YouTube. Link in bio.