@moneywiselawyer: Overpaying your student loans is as smart as spending $75k on a rusted 1984 Toyota with no engine #studentloans #studentloanlawyer #moneywiselaw

Jay | Student Loan & Debt Law
Jay | Student Loan & Debt Law
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Region: US
Tuesday 08 September 2026 22:35:05 GMT
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ktopmom3
Momof3 :
I would never trust this. Ever.
2026-09-10 15:26:25
0
sennjade84
Sennetria :
MOHELA said for auto pay they pull the payment on the due date and it can take a few days to process. They do not let you pick the date your payment comes out. So for PSLF auto pay is not the right choice.
2026-09-09 15:05:29
4
katfur70
Kat Fur💙 :
I will not put my loan on autopay no matter what. I don’t want any other entity to have access to my account. ONE PERCENT is not enough for me. I will make payments in advance online like I’ve always done.
2026-09-09 00:04:56
48
silviarodriguez9998
SR :
The problem is that I dont trust Nelnet. The way is set up is not clear for borrowers. They are charging whatever they want.
2026-09-09 01:46:27
10
doctorcaffeine
DrCaffeine :
They’ll confirm autopay, send a confirmation letter that’s it active, then fail to run it. and then send you a late statement and deny that month from counting.
2026-09-09 08:12:06
3
tjjm100
Tracy :
I made a payment and they enrolled me in autopay without my consent
2026-09-10 01:54:24
0
your.girl.dom
Dom :
I agree with some people who made the comment that they are not happy leaving their account available to any company to have any type of auto payment. I've done this at least two times and yet I have some issues with my bank where something has been charged or money has been taken out of my account. I will not do that. Unfortunately, we are never safe with our money.
2026-09-09 01:20:13
5
jess_makesthings
Jess💫 :
is there a tax bomb on PSLF?
2026-09-09 02:46:08
3
literallyaustin
Austin :
How do you know once the 1% savings start/work?
2026-09-09 01:03:33
0
axisofcville
AxisOfCville :
you are absolutely INSANE if you trust Mohela to do this and act in your best interest (no pun intended.)
2026-09-10 01:26:29
2
tinkerbellgrad
Alicia :
Why is there an end date for enrolling?!
2026-09-09 02:10:51
1
saibysai
Sai by Sai :
Why does the full percentage point decrease only apply to loans disbursed after 2012? 😫
2026-09-08 22:47:01
3
dopebynatur
Britt🌻 :
so if i sign up with 0 payment in forbearnace i can still get the deduction?
2026-09-08 23:16:06
0
kwams89
Kiersten :
So I’m in school for my doctorate and Mohela reported that the loans that I still have on the save plan are delinquent even though I’m in forbearance. What do I do? My credit dropped by 45 points
2026-09-08 22:52:14
5
gaybongwater
gaybongwater :
do you still receive the 1% reduction if your monthly payment is $0?
2026-09-09 00:14:39
2
cinnibunns
CINNI_BUNNz954 :
Any advice for recent denials on borrower defense claim/ 3 yr statute limitations?
2026-09-09 16:35:43
0
tisha32186
Tisha :
I paid august payment on 7/30 mohela has it has it as qualifying and student aid didn’t count it, says it’s an extra principal payment even tho they sent invoice for august pymt
2026-09-08 22:44:12
7
fuqin_coldest
Coldest :
Can I change my payment date?
2026-09-08 22:39:32
1
pickypirate
pickypirate :
It needs an IOU setting. 😂😩
2026-09-09 06:44:56
2
oldschool7585
Oldschool75 :
I refuse to go back on it because I don’t trust Mohela they have already tried to steal my money this way
2026-09-08 23:47:27
3
yungstingrey
Yungstingrey ❌ :
So if you get your loans forgiven on PSLF after 120 qualifying payments, you might still have to owe taxes?!😭
2026-09-08 23:24:46
0
the_one529
The_one_and_only :
I would never!!! Not with this damn administration in charge of
2026-09-08 22:51:41
1
lucy_thephotog
Lucy__thephotog :
Thank you, I'm on it stat!
2026-09-08 22:47:17
1
alwilson31
Ash 🆘🇺🇸 :
I hear so many horror stories of late payments on auto pay which is detrimental to PSLF. Wish I could choose the day for it to come out so it came out before due date to make sure
2026-09-08 23:49:52
1
inspired_wellness_yoga
inspired_wellness_yoga :
I did this and they told me it would take 6 months to approve autppay.
2026-09-09 13:43:47
0
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