@mario.camarillo.realtor: 10 Things I Would NEVER Do as a Homeowner 🏡👇 1. Pay extra on a 3% mortgage 💰 A 3% mortgage is cheap debt. Once higher-interest debt and savings are handled, I’d consider investing that extra money long-term rather than automatically paying down 3% debt. 2. Waive an inspection just to win 🔍 There are 30+ potential ways a buyer may be able to get out of a Texas contract depending on the circumstances. Let your Realtor negotiate and strategize for you before automatically giving up important protections. 3. Ignore small water stains 💧 The stain might be small, the problem behind it might not be. Water issues rarely get cheaper by waiting. 4. Let my homeowners insurance auto-renew 🏠 Rates and coverage can change. Review your policy and shop around before automatically accepting another year. 5. Do major work without checking for permits 🚧 That shortcut today could become a headache when you sell. Always check whether permits are required before starting major work. 6. Ignore my property tax assessment 📈 In Texas, I’m reviewing my assessed value every year. Make sure the county’s information is accurate and determine whether protesting the value makes sense. 7. Ignore drainage around my foundation 🌧️ Especially in Texas. Where water goes around your foundation matters, poor drainage can turn into a much more expensive problem. 8. Buy the most expensive house I qualify for 🏦 Just because the lender says you can afford it doesn’t mean you need to spend it. Leave yourself room to actually enjoy life after the mortgage payment. 9. Wait for my HVAC to break ❄️ Preventative maintenance is a lot cheaper than finding out your AC isn’t working in the middle of a Texas summer. 😂 10. Automatically hire the cheapest contractor 🔨 The cheapest quote isn’t always the cheapest job. Check reviews, references, insurance, credentials and exactly what’s included before choosing. Being a homeowner isn’t just about buying the house, it’s about protecting what could be one of your biggest investments. 🏡 Which one do you disagree with? 👀👇 Mario Camarillo | San Antonio REALTOR (210) 374-2146 The Agency San Antonio

Mario Camarillo • Realtor

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Wednesday 09 September 2026 00:29:59 GMT