@greggale: Using Klara, Affirm, or any other "Buy Now, Pay Later" apps is great, but they could also HURT your credit score! Check this out! The Gale Team 📞 480-626-2282 🌐 thegaleteam.com #TheGaleTeam #GregGale #BuyNowPayLater #Affirm #Klarna #Afterpay #MissedPayments #CreditScore