@drzeeshan917:

Dr Zeeshan WhatsApp03211970162
Dr Zeeshan WhatsApp03211970162
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Region: PK
Wednesday 09 September 2026 02:55:13 GMT
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alyan.khan0176
Alyan Khan15 :
ye kis city ka doc hai
2026-09-17 19:53:41
6
shanis393
shanis393 :
wasay jo posh Raha hay Kon say hospital may doctar hay wo malnay jaya gay sir say
2026-09-23 22:52:29
4
shabnamaman8
Shabnam aman :
nice bro 👌🏼
2026-09-25 19:18:51
1
user4227981419610
komal :
mashallah
2026-10-23 19:18:06
0
the.shining.stars40
The shining stars 🤩🤩🤩 :
boht zayada pretty ho🥰🥰🥰
2026-09-19 18:05:05
2
mahekkhan4580
mahekkhan :
kon Sy hospitl me
2026-09-23 20:46:08
3
user400822698
kashif :
masallah
2026-09-30 18:19:58
3
masoomboy3202
Libya :
ZN🥰🥰🥰🥰🥰🥰🥰🥰🥰🥰🥰🥰🥰🥰🥰🥰🥰🥰🥰🥰🥰🥰🥰
2026-09-09 04:28:26
3
hussain.ali.langa
Hussain ali Langah :
hi me mahi
2026-10-11 20:28:10
2
onlineparodets
anaya :
beyotiful
2026-09-20 16:33:38
4
safia.safia034
sawera khan :
mere Ek bhe comment ka reply ni dea Apne
2026-09-21 11:32:59
2
sheraz.rajput194
Sheraz RajpuT :
muje apse bat karni hy
2026-10-10 19:47:14
2
s..hamim6
S. Hamim :
তোমার এত সুন্দর কেনরে
2026-10-17 11:13:19
1
mudassar__hussain0
mudassarhussain5283 :
mashallah
2026-10-17 18:11:29
1
anam06410
م س ا ف ر 🕋 :
ماشاءاللہ ماشاءاللہ 👍
2026-09-21 12:07:15
1
sheraz.rajput194
Sheraz RajpuT :
ap both payary hain Masha Allah
2026-10-10 19:46:58
2
rehan.mughal741
rahan Mughal :
mashallah
2026-10-22 06:38:20
1
dr.khan188
Dr.Khan 😌 :
Mashallah
2026-10-17 03:24:31
2
user4732292685
Usman jutt :
mashallah mashallah [Heartwarming][Heartwarming][Heartwarming]
2026-09-24 10:04:23
1
silver5096
Hassan :
Masha Allah good looking
2026-09-25 20:43:34
1
user1457460569597
shazadi 🙂 :
It's look very beautiful ☺️
2026-09-18 16:28:47
1
user526220952
Aliza Khan :
mashallah so cute🥰🥰
2026-10-14 03:07:47
1
user425437187
Jan ke jan :
💕 Mashallah sdky 💕
2026-10-16 17:20:42
1
lailaasghar7
lailaasghar7 :
MashaAllah ❤️
2026-09-19 10:03:50
1
waodenurhiasni2
Waode nurhiasni ani :
nice
2026-09-09 12:39:52
1
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Other Videos

4 SITUATIONS TAKEAWAYS Four people, same tax act, four different right answers. The widow's penalty is an American term. The Canadian mechanism is different. Canada has no zero percent capital gains bracket. Stop planning like it does. Two imports I want to kill in this one, because both get repeated constantly by Canadian accounts. The widow's penalty. It's an American term and the American reason for it doesn't exist here. In the US a surviving spouse loses married-filing-jointly status. Canada has never had joint filing, so there's nothing to lose. The effect is real, the mechanism is different, and it's four things at once. Pension income splitting ends, because section 60.03 requires a spouse. One OAS payment stops permanently and there's no survivor version of it, section 21 of the OAS Act ends the Allowance for the Survivor at 65. The CPP survivor benefit is capped rather than additive, so a survivor already near the maximum receives almost nothing extra. And she loses the age amount, the spousal amount and a basic personal amount. Meanwhile his RRIF rolled into hers, so her forced minimum roughly doubles while her bracket structure halves. The zero percent capital gains bracket. This one costs people real money. Every gain here is half included and taxed at your ordinary marginal rate, so in a low-income year you're paying roughly 10 to 12 percent.  Realising gains early is still worth doing, the win is the spread, about 7 percent now against about 27 percent later. But if you ever see
4 SITUATIONS TAKEAWAYS Four people, same tax act, four different right answers. The widow's penalty is an American term. The Canadian mechanism is different. Canada has no zero percent capital gains bracket. Stop planning like it does. Two imports I want to kill in this one, because both get repeated constantly by Canadian accounts. The widow's penalty. It's an American term and the American reason for it doesn't exist here. In the US a surviving spouse loses married-filing-jointly status. Canada has never had joint filing, so there's nothing to lose. The effect is real, the mechanism is different, and it's four things at once. Pension income splitting ends, because section 60.03 requires a spouse. One OAS payment stops permanently and there's no survivor version of it, section 21 of the OAS Act ends the Allowance for the Survivor at 65. The CPP survivor benefit is capped rather than additive, so a survivor already near the maximum receives almost nothing extra. And she loses the age amount, the spousal amount and a basic personal amount. Meanwhile his RRIF rolled into hers, so her forced minimum roughly doubles while her bracket structure halves. The zero percent capital gains bracket. This one costs people real money. Every gain here is half included and taxed at your ordinary marginal rate, so in a low-income year you're paying roughly 10 to 12 percent. Realising gains early is still worth doing, the win is the spread, about 7 percent now against about 27 percent later. But if you ever see "realise gains tax-free in a low-income year" from a Canadian account, that's a US statement and it's false here. There isn't even a Canadian name for the technique. Practitioners borrow "capital gains harvesting" from American usage. One rule genuinely in your favour: section 54's superficial loss rule attaches only to a loss. There's no mirror provision for gains. Sell at a gain, buy the same thing back the same morning, and your cost base resets. That's allowed, and there's no waiting period. Thresholds, since people quote the rate and forget the line. The top combined rate applies above $258,482 in Ontario, Quebec and Nova Scotia, $265,545 in BC, and $370,220 in Alberta. If you name the rate, name the line. Educational only, not advice.

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