@southsideracksie: Generation Rent is eventually going to become Generation Retirement and I genuinely don't understand what the plan is 😬🏠

Big Racksie| Part Time Yapper
Big Racksie| Part Time Yapper
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Region: GB
Wednesday 09 September 2026 07:50:01 GMT
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satans_clit
satans_clit :
The goverment are going to have to up state pension amount to pay our rents..
2026-09-09 23:58:53
0
ediblemeta
RanchBBQ :
Pretty sad situation that a lot of people will only be able to buy a home after their parents die...
2026-09-17 12:38:53
0
nibbler_the_hamster
Nibbler the Hamster :
We're gonna have a lot of pensioners living with friends and renting together
2026-09-09 11:27:43
76
cluckingmayhem
Clucking Mayhem :
🤣🤣 they dont want us to retire! we gonna be working till we drop!
2026-09-09 15:18:22
23
deanb1980
Deano :
That’s why buying a house is the most important thing to do 👍 cheaper than rent and your house price will go up
2026-09-09 08:47:44
18
mmelecs
MMelecs :
I think you’re overlooking quite a big distinction here.The idea that future generations are inevitably going to end up as homeless pensioners because they can’t afford to buy a house assumes that home ownership is the only route to having security in retirement. It isn’t.We’ve already built a society where a significant proportion of people rent throughout their lives, and there is a substantial welfare and housing-support system underneath that. Pensioners who rent aren’t simply expected to carry a full market rent indefinitely with no safety net. Pension Credit exists for people on low incomes, and Housing Benefit can help pensioners with their rent. In fact, around 85% of pensioners who were entitled to Housing Benefit claimed it in the latest DWP figures.And that’s why I think the “if your parents don’t give you a deposit, you’ll never own a house” argument needs more nuance too. There is a massive difference between a single-income household, a lone-parent household, and a two-parent household where both adults are working. Two incomes, two sets of earning capacity, two potential pensions, the ability to save simultaneously, and potentially family assistance with a deposit completely change the economics of home ownership. Likewise, having children in a lone-parent household doesn’t automatically mean someone is going to be homeless in old age. The state provides a safety net precisely because not everyone will own property. Where I do agree is that home ownership gives you a major advantage in retirement. If you’ve paid off a mortgage, you can reach retirement without a monthly housing cost anywhere near equivalent to market rent. A renter doesn’t get that advantage.But that’s actually a different argument from saying that people who don’t buy are destined to become homeless pensioners. The more interesting question ishow many people will reach retirement as renters, what income will they have, what housing costs will they face, and how much of those costs will the state ultimately have to support? That’s a much more complicated and much more interestingproblem than simply saying “ can’t buy houses, therefore we’ll have millions of homeless “
2026-09-10 00:02:36
1
3456hki
user9360262136964 :
Rent so high it stops you from being able to save, this will then move to being forced out of your home due to unaffordable rises in rent, then what?. My rent has gone up by £100 a month for every year iv lived in my property.
2026-09-09 08:03:37
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arri_93
Arri :
I left London for cheaper rent and the higher rents followed me 😔
2026-09-09 08:09:18
17
mohitalks
MohiTalks :
Bro we’ve bought like 8 houses in Newcastle 😂. 1 of em is like a barn style open space I can never fully do london, too congested for my liking. London is too expensive we bought our council London flat through the council years ago. Mostly empty & rotated for whoever visits 😂😂
2026-09-10 04:25:44
1
user30206650140880
chris :
I'm in a council house in Norwich,I plan to retire in a couple of years at 60,I'll stay here it's lovely,no problemo!
2026-09-09 15:47:34
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thebigbhad
TheBigBhad :
Ngl bro, I’m hoping I don’t hit pensioner age looooooooool
2026-09-10 11:29:28
11
boredmamma37
boredmamma37 :
alot of landlords are selling up cause of the new laws giving more rights to renters so prob won't b many houses to rent! lots of people will be living with their parents until their 40s/50s I think x
2026-09-09 15:56:08
1
nk95001
nk95001 :
They will get inheritance so a lot of people will be fine (if the family has assets).
2026-09-17 08:51:46
0
unknownuser91821
unknownuser91821 :
The death of social housing, the growth of privatised housing development where land and planning has been gifted to developers where they are obliged to provide a percentage as social housing is a joke. Then you have people with portfolios of 20 buy to let with interest only mortgages that spikes housing prices for people trying to get on the ladder.
2026-09-09 09:24:21
13
solidsetsoela
solidsetsoela :
You’re right! There’s a ticking time bomb and most can’t see it
2026-09-11 06:04:29
0
medzzzxx
medzzzxx :
They want us all in a care home after retirement 😅🤣
2026-09-09 21:02:39
0
malicemma6
malicemma6 :
We just got a house and yes it is more a month than our current rent but its already less a month than our friends rents. The intrest takes the piss but I dont want to be spending £1000+ out of my pension to keep a roof over my head!
2026-09-10 08:42:49
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investingtalks5
InvestingTalks :
it's possible to buy a home, you just gotta put in crazy work, cut down on everything, live far below your means etc
2026-09-09 23:41:01
0
jc_xox
jxc_xo :
I am From w midlands lived in yorkshire 8 years had the friendliest neighbours ever I miss living there. I moved back to midlands to allow me to work and save for a house by being closer to family im buying in the midlands. so we are done with our mortgage sooner I will move up north at 50 and be mortgage free. Dont talk too badly about the north some great places and ppl.
2026-09-09 17:22:20
0
willsmurphy58
Spud Murphy :
I can’t retire I’m 68 still working
2026-09-10 07:25:53
1
maniko_002
Maniko :
My dad is one of them. 61, supposed to be gearing towards retirement, can’t comfortably afford to buy (for childcare reasons) still just renting a studio cancel flat in ldn. Basically set to be working til his body falls to the ground. This will be the future for millenials and Gen Z if the older generations don’t change shit, selfish. Ngl revolt feels more rational everyday
2026-09-09 10:28:09
3
kezza4349
Kerry :
how can anybody retire when they're paying over 1k a month
2026-09-10 06:41:37
3
ladyaurora14
Aurora :
Yeah my pensions are not going to cover whatever rent is in 20-30 years. They’re going to have a lot of people homeless. I’m 47 and very worried for my future.
2026-09-09 19:18:54
3
m4znet
M4ZNET :
I’m gonna buy a cheap shed in the middle of nowhere. I have no interest to buy in the area I work because it’s super expensive.
2026-09-09 12:33:22
4
maceoflace
Mace :
Gonna be crazyyyyy times. Maybe when we are all 80 years old then we will make a stand 😂
2026-09-09 21:09:49
1
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