@every.dollar: “Requiring that of us was probably the best thing that ever happened.” That’s how Bailey describes Zach’s parents making Ramsey’s money principles a condition before they got married. They were in college, had business degrees, and thought they already knew everything about money. Sitting down with the material changed that. They got married, used the envelope system for five years, then moved to EveryDollar and kept up their monthly budget year after year. Their income climbed from $110,000 to $330,000 as their mortgage came down. Four years later, it was gone. EveryDollar users Zach and Bailey celebrated three milestones at once: 10 years of marriage, 10 years of budgeting, and a paid-for home. Their key to success: “Budget every month. Start before you think you need to. Let the people who love you push you toward it.”

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Sunday 13 September 2026 15:25:00 GMT