@rambokelsey: Replying to @oxkristaxo 🫶🏻 here’s the long and short of it. Brokerage account money will incur significantly less tax implications… could even save you some tax dollars now 👀 but if trying to switch from a traditional 401k or IRA to a Roth, you will FOR SURE be hit with a tax bill! #PersonalFinance #rothira #investing