@georgiamaythornley: 5 things I stopped doing when I realised I was the reason I had no money left🫣 time to be more honest with ourselves! #financialliteracy #moneysavingtips #wealthy

Chloe ☠️ :

The ‘it’s only £10’ is what kills me, lots of small transactions and suddenly I’m penniless a week after payday 😫

gao_ngalelwe.m :

Ik it’s my fault fr but omg life is so hard , I just want my sweet treats

Millie :

This is so helpful!

Shel Verrill :

My homebargs £35 spends couple times a week 😂🤣

lailahxh :

I’m terrible with money and I need to change!!

Jodes K ♥️ :

mine is just food!!! convenience! I think oh its only a 5er/10er but then doing it several times a week becomes 100s a month 😭

focused052 :

Right, likes there’s holes in my work shoes right now!!! But I’m obsessed with saving it’s becoming a problem 🤣🤣🤣🤣

Natalie | 📚 🧶 💷 :

Putting things on pay in 3 because “it’s only £20 a month!”

𝕹𝖆𝖘𝖆 :

I grew up in a money conscious household where I was told to save and not spend. However when I started earning money properly, I developed an online shopping addiction in my 20s, I loved the feeling of opening packages. Moving out and having financial responsibilities helped me reign it in. Using a wishlist helped me control the impulse buying in those early stages. Even now when I want something, I will wait a few months to decide

natempc :

its always been BEYOND me how people go days without checking their bank accounts

AnaMaria :

Rachael 🤎 :

I need to stop spending money on coffee, faaak!

lauryn | finance & soft life :

well done for making those changes and for identifying the problems 😌

Chxrlotte_xx :

I’ve decided now to put 150 a month in a separate account for my personal ‘fun’ spending each month then anything I don’t spend from that amount goes back into savings next payday :)

Hana | Personal Trainer :

Well done!! 🙌🏽👏🏽I’m on this journey myself. It’s been so insightful and made me aware that a large chunk of my spending habits were due to impulse & emotions 😳

Daniella :

Needed to hear this

justwatchingdontmindme :

No longer buying the minimum spend because of free delivery. Now I buy what I actually want and pay for shipping because spend less. Whether I spend £25 or £15 it’s still spending x

Boredbugger :

I started using amazon once a month, for items I cannot buy in town. Sound silly at first but I put stuff in basket and when time to checkout I check if I need it. use uber eats for groceries, saves spending £40 to £50 every week for stuff to end up in bin. this save £80 to £100 a month. I am disabled so I cant get to shops like I used to.

Rainbow cakes :

I still use cash envelopes for spending and saving, bills go out the day after pay day, I withdraw a lump sum for spending and you really think twice before handing over actual cash than swiping a phone or card ! What I don’t spend goes into separate envelopes marked up for things like Christmas, car, birthdays, any special occasions and so on

Kirsty :

I cancelled amazon prime because it was too accessible. now I have to spend 35 to get free delivery so I am more conscious about what I am buying and I often don't buy it

Rachel | Financial literacy :

Lots of great introspection 💫 also agree about TikTok feeling more real lolll

Cora-May Thornton :

Can you show us how you budget in your notes app?

Sammie | Travel🌴✈️ :

I need to make these changes😅

Georgina Sweeting :

I feel personally victimised by #1 😭😂

Kelly Hocking :

what do you do to invest xx