@melissadorman: Same $450,000 house, two ways to buy it. 🏠 Bank: $90,000 down, 6.66% the bank picks, $2,313 a month, $10–13K closing costs, 45 days of underwriting, credit score required, interest goes to Wall Street. Seller: down payment you both agree on (mine was $500), a rate you negotiate (say 5%), $2,362 a month, attorney and title for a few thousand, approval is a conversation, no credit score, interest goes to your neighbor. Same payment. $80,000 less cash. Comment MASTERCLASS and I'll send you the free training on how these get built. Example numbers: bank side 20% down at today's Freddie Mac rate; seller side $10,000 down at a negotiated 5%, 30-year amortization. Terms vary by deal; always use a real estate attorney. #sellerfinancing #firsttimehomebuyer #creativefinance #bankonyourneighbor #consciouswealth

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2026-09-09 23:53:42

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