@bambeezhive: (1) Use free campus resources – Take advantage of Wi-Fi, libraries, study spaces, and school facilities (2) Mag baon - kahit sandwich lang yan or make your own matcha at home para tipid (3) Lagi mag tanong if may student discount- transpo man or sa tindahan (4) Mag commute via public transportation, wag palagi umasa sa pag mag mo-moto taxi (5) Buy secondhand textbooks- ask upperclassmen/seniors if may unused textbooks na sila or reviewers they can pass down (6) Avoid impulse buying – Wait 24 hours before buying something you don’t actually need (7) Choose affordable hangouts – Parks, campus spaces, free events, and study sessions can replace expensive na gala (8) Be used to tracking every expense – Even small ₱20–₱50 purchases add up tignan mo 500 na yan at the end of the week (9) Use free apps and software – Check whether your school provides free access to productivity or educational tools (10) Share expenses with friends – Split transportation, printing, subscriptions, or other legitimate shared costs (11) Set a weekly budget – Decide how much you can spend before the week starts (12) Keep an emergency fund – Save a small amount regularly so unexpected expenses don’t wreck your budget (13) Shop during sales – Learn to wait for worthwhile discounts (14) Try the ₱50 rule—whenever you’re about to spend ₱50 or more on something unnecessary, pause and ask, “Kailangan ko ba talaga ito?” (15) Borrow instead of buying – Use your school library or borrow books and materials from classmates. (16) Print only what you need – Mahal na rin ang mag pa print sa labas, try to go paperless whenever possible (17) Unsubscribe from unnecessary subscriptions – Cancel apps that your not able to maximize because of your busy schedule, like streaming services, or memberships you rarely use. (18) Save your loose change – Put leftover coins or small bills into a savings jar, para if kailangan mabilis lang dumukot ng barya (19) Avoid daily coffee shop spending – aesthetic nga but it’s breaking the bank na (20) Be comfortable na di ka gumagastos, that’s really chic What type of tips should I do next? #collegeatetips #university #college

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Thursday 10 September 2026 05:22:24 GMT