@chels.ocean: 💰 How much do you actually need to retire? last. A common starting point is estimating your retirement expenses and evaluating whether your expected income + portfolio can sustainably support them. 📌 Retirement planning isn’t just about hitting a number, it’s about building a plan around the life you want. For educational purposes only. Individual circumstances vary. #finance #financialeducation #money #financialfreedom #wealth