@melissadorman: There's a 13th mortgage payment your bank hopes you never make. 🏦 Same payment, one more time a year, straight to principal. On the average $330,000 loan at 7% that's about six years off the loan and about $112,000 that stays in your pocket. Easiest way: get paid every two weeks, pay half your mortgage every two weeks. 26 halves is 13 payments. You never feel it. The bank feels all of it. DM me FREEDOM and I'll send you my book, free. 🖤 #mortgagehacks #consciouswealth #financialfreedom #homeownertips #bankonyourneighbor

Money with Mel (Real Account)
Money with Mel (Real Account)
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Region: US
Sunday 13 September 2026 20:55:00 GMT
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iirmarivera
Irma :
I pay an extra $100 a month for principle only.
2026-09-15 16:14:30
0
spritleandchimchim
SpritleandChimChim :
freedom
2026-09-15 16:21:32
0
eeeeelissa85
Elissa :
I pay an extra nine dollars a month on my Principal. I know it’s not much but it adds up. It’s already cut my loan down by over a year.
2026-09-14 01:17:52
117
apriltea428
apriltea428🆘️🇺🇸📚🧶🇺🇦 :
I've been doing this for years.
2026-09-15 14:38:53
0
seeshell000
SeeShell000 :
I do an extra $20 a month to principle and it’s taken three years off. Soon I’ll bump it too $100 extra a month.
2026-09-14 01:07:39
37
mary4824
Mary1958 :
Rocket mortgage will not let you do that!
2026-09-14 02:05:56
9
hawkai72
Kai Feland :
Or an extra $100 a month marked principle only.
2026-09-13 21:29:41
42
ganga1966
@Ganga :
I took a 30 yr note paid it off in 17 yrs
2026-09-13 22:58:36
16
samnotthebeeradams
samnotthebeeradams :
It’s freaking insane that we have ‘accepted’ having to pay more in interest than the total cost of the home initially… 😭
2026-09-15 02:59:50
5
angel.just.angel1
Angel Just Angel ❌ :
My mortgage company would not accept anything less than the require payment. I was trying to split it into 2 payments.
2026-09-15 15:09:43
0
diab_cle
diab_cle :
I paid off my mortgage in a little over 6 years. 💪🏻💪🏻💪🏻💪🏻💪🏻
2026-09-14 05:14:52
4
buckeye771
lexnad33 :
Freedom
2026-09-15 13:01:57
0
alan.sherman7
Alan Sherman :
thanks!!
2026-09-14 17:48:35
0
reneelaberge1
Renee :
set up my loan that way it is not as painful as 1 lump per month..auto pay so I don't forget
2026-09-15 00:51:23
3
caitlinmgg
CaitMGG :
Yes, so good! Unless your savings account earns more interest than you loan is!
2026-09-13 22:05:03
0
jonae1970
Jonae Wife Mother Daughter :
Freedom 🙂🙂
2026-09-15 04:22:30
0
wildman095
wildman :
Freedom
2026-09-14 16:03:46
0
rosagranado5
Rosa :
Freedom!
2026-09-14 18:36:22
0
northernredneck70.com
john hector :
freedom
2026-09-15 00:34:55
0
user60138148
JohnMalena Garcia :
Freedom
2026-09-14 16:42:04
0
elsietorreswong
Elsie Torres-Wong :
If I pay half the mortgage every other week will they take that payment?
2026-09-14 17:22:44
0
leezajinae
Leeza J. :
First time buyer here who knows little to nothing about mortgages. Are you allowed to increase your mortgage payment to about $5000 ($2500 mortgage and $2500 towards principal) a month instead of $2500? And will it help?
2026-09-14 14:31:21
0
j3barry
Jamie :
Just have to check ahead of time they allow it. Mine will hold a half payment until the full amount is there. So I pay the extra payment a year but broke it up over 12 months and make that extra payment to principal every month.
2026-09-14 10:53:53
1
lintheland
lintheland :
Make sure your bank allows that. They don’t always. If they don’t, you can make your payments mid month and it also helps.
2026-09-14 12:40:15
3
hot_mess_little_faness
Lou :
Would this be even more beneficial if I did weekly payments? We get paid on a weekly basis, so we could essentially pay $925 a week. Or would it just be smart to do $1850 every two weeks?
2026-09-14 19:00:04
0
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