Humphrey Yang
Region: US
Friday 11 September 2026 17:50:20 GMT
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rootedreps :
Home owners always assume renters don’t invest lol
2026-09-11 20:05:32
1111
user347902 :
I could totally buy a house. But I refuse to do so out of principle. These prices are insane. I am not contributing to this insanity.
2026-09-11 21:11:45
409
Last.Min.Hiker :
i make 268k and my rent is $750 lol In CA :)
2026-09-11 23:21:47
103
Timmahdee :
I just want to live in the city and never do repairs
2026-09-12 00:22:35
58
StaleCanOfBread :
Locked in 2.5 percent as a 22 year old Covid set me up for life
2026-09-11 19:20:20
317
user7034224285159 :
I make 300k/ year. Every time I crunch numbers to buy something I cringe at the interest payment. Why would I give anyone hundreds a of thousands of dollars when I can invest it myself?
2026-09-11 23:49:00
151
Joey Larsen → Retire to NE FL :
the quiet renter is a solid name for a series
2026-09-13 01:33:13
0
Emeline :
yup, im a single mom who would rather call the management co, they fix what breaks, pay for all the maintenance, landscaping, solar, hoa, pool, clubhouse, taxes etc etc and all i do is make one single payment every month with none of the headaches, I have other assets and savings so it's not like im losing money it's just way less stressful.
2026-09-12 08:03:43
29
meowamine :
Any of you with an HOA, essentially are renting in part, and owning in part.
2026-09-11 20:38:22
38
gorgina_36🫧 :
I’m single, child-free by choice & pay ~$1,300 for a really nice 1BR with literally ALL bills included😭 Why would I take on a mortgage that costs way more, deal with maintenance & be tied to one place for 30 years when I can just ✨leave✨ whenever I want? I don’t have kids to leave a house to, so honestly… renting makes perfect sense for my lifestyle 😌
2026-09-12 15:02:28
11
OhWhatFun and 82345 others :
I sold my home and now I'm a renter for life. Something goes wrong, one call to my landlord and it's taken care of. No dealing with insurance, contractors, repair people, etc.
2026-09-12 17:31:29
11
Dianis :
& I don’t have to pay for repairs, I live in the city with a gym and pool.
2026-09-11 22:04:09
13
roadbeerbaby :
Yep! This is me! I rent at 4600. I have a million dollars net worth at age 36. Unless I really want to pay a premium for customizing a house, I’ll rent forever
2026-09-11 19:00:03
57
nycherries07 :
Can you tell this to my mom? Because apparently “equity” in a house is much more valuable in an emergency. But my investments grow while I don’t have an emergency issue because nothing broken in my rented apt is my responsibility to fix!
2026-09-11 20:52:33
30
Kate 💙 single | SAHM to a dog :
I could buy a house outright but I dont want to have to worry about repairs. I’ve owned a home before and the stress of not having to worry about anything is sooo nice. I’ve made the house I’ve rented my own (painted walls, built a fire pit, changed out light fixtures) and ill just revert it back before I move out
2026-09-11 21:53:31
8
SmurfMiata :
yep. i rent for 1600, the same exact house at current rates would cost me 2k with 20% down (and thus no pmi) instead i put 1k/mo into savings cause that 400/mo will grow more invested and i can eventually just buy a house cash if the interest rates dont go down
2026-09-11 21:49:23
16
Mareshah | thoughts & life :
We rent because we don't want to live where we are forever. It would be stupid because we're moving in 3 years
2026-09-11 22:58:27
11
shanaleebanana :
Yep. Not to mention: as a renter, if something breaks or needs upgrades - that cost isn’t on me. That’s on the landlord. I watched my parents dump 30k into repairs and maintenance. That’s when it stopped making sense to me. Now, in Vegas, add ridiculous HOA fees - and no thanks. I’m happy renting and Airbnb-ing and having location freedom if I want it.
2026-09-11 23:08:04
5
MangoBaby :
Yep - my rent is $1800 and I’d be close to $2.5-$3.5K in PITIA + maintenance. RN with pricing where it is and rates where they are have me making more money in the market. I run the NYT rent vs own calc and right now, for where I want to live, I don’t break even for close to 20+ years. That tells me it makes no sense to buy rn. 41YO and $2M invested up from $1M invested 5 years ago.
2026-09-12 00:55:35
6
starfoxzs :
I feel like people forget that the mortgage loan is front loaded. Unless you wish to stay in a home for 10+ years, you pay more in interest than you do on your actual loan for accumulating equity. Such a horrid bank practice.
2026-09-11 19:30:18
11
ChristinNoelPowers :
No it’s dumb. You need to plan to flip / renting is throwing your money away bub bye.
2026-09-12 19:58:00
1
TheManTheMythTheMileage :
Can’t live and raise a family in the stock market brother. Dumb take
2026-09-12 04:54:35
2
Yankee Fan :
Our rent is 3200 a month. We have 240,000 in cash in a high yield savings earning $800 a month. We had planned to buy but prices are still too high. We also save another $400 a month into that savings account.
2026-09-12 14:00:09
3
Jolene 🇺🇸✝️ :
Truth
2026-09-12 20:09:36
2
🐐 :
Who is locking in at 6.5 for ten years. Be for real
2026-09-12 17:56:21
2
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