@themortgagebawse: The likelihood that you are struggling financially is significantly higher if you bought new construction in 2022-2024 and used the lender to get the incentives. You were promised a refinance in 6 months weren’t you? Now you can’t even sell the house can you? It’s unfortunate but it’s part of the iOS and downs of real estate. Just hold on to the home a few more years and it will all work out I promise. #newconstruction #shortsale #foreclosures #firsttimehomebuyer

The Mortgage Bawse
The Mortgage Bawse
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Region: US
Saturday 12 September 2026 19:38:52 GMT
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drtyph4n
Phan. | Creator :
Speak for yourself.
2026-09-12 22:27:38
675
nicredmv
NicREdmv :
I just said this and this is most of the foreclosures I’m seeing.
2026-10-21 02:41:57
0
feegk90
Fee :
Bought in 2024 and paid off my home this month.
2026-09-12 23:20:18
421
ucannevabeprettytoy
Pretty Toy-FBA❤️🔱🖤🇺🇲🇺🇲 :
I love my 2.5% interest rate im not going anywhere
2026-09-12 20:14:44
300
triple_beamer
Triple_Beamer :
Bought in 2022 a cheap starter home my mortgage isn’t even 2k I’m saving
2026-09-13 03:43:51
107
shamgram4
shamgram :
Hmmmmm … not true. I brought mine April 2022 with NACA . No money down no closing cost no pmi . One thing about naca they don’t let you be house poor. I got a 600k home with and interest rate of 1.375% . One year after having my home i got hurt and my income went down a lot… and i still can afford my home… naca may be a pain but bc of them i can afford a home still with life lifing …..
2026-09-12 21:24:29
165
shanitataylorhappiness
Shanita Taylor, MA, CLC, LSSGB :
2020 and 20201 before September was definitely a sweet spot.
2026-09-12 22:42:48
46
sb0647
SB :
Your information is incorrect
2026-09-12 20:40:42
70
whtevrittks
WhtEvrItTks :
A lot of ppl affording new construction had equity from a previous home.
2026-09-12 21:40:18
33
charismakarisma
charismakarisma :
As an appraiser, this video is golden.
2026-09-13 01:46:09
55
qhampion
Qhampion :
People buying homes and selling in 2,3,4, years has never been a wise thing. Homeownership has always been a 5,10,15 year or other long term play.
2026-09-13 13:35:11
43
degenslipry100
Agent O :
Calling me broke while wearing a Gucci hat in 2026 to feel rich 😃
2026-09-12 23:14:47
20
ezify1
Cap :
Rent, Invest in the S&P 500 & enjoy your life.
2026-09-13 11:30:38
24
jjo3888
jjo3888 :
This information is incorrect…. I’m thriving!
2026-09-12 22:47:13
33
rich_teetee
rich_teetee :
Equity doesn’t matter when your mortgage payment is lower than rent would be. Also, financing incentives is stupid. Those ppl were already broke 😂
2026-09-13 02:21:20
16
did_it_best
Draw :
Also pay extra if can toward the principle to offset front load interest of the loan to balance what’s owed vs value . $100 a month $1200 a year. Get tax refund put 1k toward principle as well. Working broke people tricks 😎
2026-09-12 21:10:04
13
random4youvideos
Random 4 You Videos :
Plus they barely could of afford it from the start, lots of them living paycheck to paycheck to pay there mortgage
2026-09-14 02:20:55
7
mf_boom91
MF BOOM :
New construction is the most dangerous deal
2026-09-12 22:55:22
11
shetika.pope
MortgageBae.ShetikaPope :
Chileeeee they never listen to US
2026-09-12 21:43:34
5
justwillllllll
JustWill 🧃💪🏾 :
I lucked out bought my new construction December 22, 2022. Nobody was buying. Builder paid all my closing cost, 3.99% interest rate. Price was reduced. To $389,000 from $478,999 in July of the same year 💪🏾
2026-09-12 21:03:02
21
theteachedit
⭐️The Teacher Edit|Kim⭐️ :
I purchased a home in 2022 and me and my husband are not broke. We aren’t leaving. This is our forever home and interest rate is not crazy.
2026-09-12 23:14:01
15
jenniferhamiltonmortgage
jenniferhamilton :
I’ve been saying for years that builders forcing buyers to use their lender to get upgrades, incentives and lower rates should have to follow the same laws for real estate agents and mortgage lenders. They found a loophole and people get taken advantage of sometimes. Don’t even start about the lower tax and insurance build in that hits the following year with an upside down escrow account. Then they call us to help and they are underwater. Just saying - I’ve seen it over and over! Make sure you can afford that home when the REAL taxes and insurance come due a year later.
2026-09-12 20:51:11
10
xicabradford
Xica Bradford :
I absolutely love your content. It’s so honest. I work in the default side of the mortgage industry and a lot of people who caught homes in that timeframe are in hot water.
2026-09-13 00:41:30
12
pricelessfem
pricelessfem :
Ummm… no we’re not.
2026-09-14 04:17:39
2
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