@jakeclaverqfop: David Schwartz said it directly. The main barrier to institutional XRP adoption is not regulation or the Clarity Act. It is liquidity and volatility. Once XRP reaches a high stable price backed by real settlement volume, institutions adopt it at scale. 2026 is still the target for full scale institutional adoption. The Clarity Act is political optics. The actual unlock is price stability driven by sufficient liquidity.

Jake Claver

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Sunday 13 September 2026 01:02:50 GMT