Jiabao’s Insights
Region: SG
Sunday 13 September 2026 12:05:28 GMT
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Ham Seng :
wouldn't the logical way is to take out all the money in OA and do a VHR with it. then loops this cycle until the Housing and Accurred Interest is 0. Assuming FRS had been met in the first place and all VHR goes back to OA. At least next time u sell house can get all cash 😁
2026-09-13 15:36:39
2
K’ :
We are getting the monthly payout from CPF life only from 65 onwards but I am not sure if I can live that long….
2026-09-13 13:16:34
2
Fishwarrior :
Can we top up the VHR a few times as some will not have the big lump sum to up one time
2026-09-13 13:25:02
0
Keith Ng :
You vibe is soo adorable 😍 you talk like you are always on the verge bursting out laughing 😆😄
2026-09-13 12:12:49
5
whiskyinthejar :
iis this applied without selling property? confusing
2026-09-14 00:56:06
0
Jackim :
Can you be realistic. If Mr Ong have 200k in OA, where and how can he get 300k in cash unless he won a lottery?
2026-09-13 15:13:38
0
Memedragon :
after I sell my house , where do I sleep? 😂😂
2026-09-13 13:12:16
3
marlboromenthollight :
Why not i just withdraw my entire OA at 55 years old and put it into a conservative 4% dividend fund or stock to enjoy my 4% per year drawdown? 4% of my 200k is $8000/year
2026-09-13 13:54:57
5
Happy happy :
Tks i am going to cpf to pay $$$ vhr now!!!🙏❤️
2026-09-14 01:51:16
1
kuaci :
I have fully paid my hdb using cpf. Do I still qualify for VHR?
2026-09-13 12:56:53
0
no.77 :
End of the day is LPPL unless u have a lot of money in ur “OA” most of the ppl don’t after sell flat u want them stay where unless they don’t live anymore
2026-09-13 23:25:10
1
epliew :
100,000 then you get 1,000?
2026-09-13 12:55:02
0
CAB :
Do VHR early or progressively also allow you to compound till 55 and beyond 👍😅
2026-09-13 12:37:29
2
sporeknight :
If i hav extra $ n i want to put tis lump sum into OA say at age 50yo, is it allow? so they will earn 2.5% instead at other banks w lower interest.
2026-09-13 13:15:54
0
Maximus Decimus Meridius :
Interesting
2026-09-13 16:27:16
0
Moutai :
yes, this is a good way to earn higher fixed income but my main concern is risk of policy change. What if government change policy and limit withdrawal age limit or amount.
2026-09-14 05:23:19
0
Sunnysideup2512 :
One very impt point, if u sell your flat, the VHR amount will be split with the 2nd owner (usually spouse) and not return to the one who contributed the refund only.
2026-09-13 12:44:50
1
Victorinoxroy :
Ta Ta
2026-09-13 12:47:05
1
Clawgame :
Not many have $300k cash to put in CPF and why would they do that to get $1k a month?
2026-09-13 13:40:00
5
Ic3eagl3 :
what is the objective of VHR ?
2026-09-14 07:50:36
0
罗宾 :
You must mention provided that Mr Ong has met the FRS requirements at 55, if not the sum you put back to CPF is going to RA not OA. 🤣🤣🤣
2026-09-14 07:22:19
0
小品 :
So if i don't hit FRS at 55 an dhas pledge my fully paid property, if I put back money inside using VHR, it will goes to RA automatically and not OA?
2026-09-14 07:16:11
0
GongJiao Way :
You must mention Mr Ong meet RA FRS at 55. Then whatever balance or VHR to OA is withdrawable.
2026-09-14 06:51:36
0
trinidadrobusto :
LPPL 😁
2026-09-14 05:58:53
0
Go To Me One Stop :
Can do multiple VHRs, or must it be the full lump sum one-time transaction?
2026-09-14 09:16:12
0
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