@danmalonemoney: Auto-enrolment at 1.5% is a starting line, not a retirement plan. Ticking a box for a fraction of your salary won't fund a 30-to-40-year retirement in Ireland. We have a structural issue with how pensions are run in this country: 🛑 Young people are totally unaware of how compounding builds generational wealth if they start early. 🛑 Workers are missing out on free money by ignoring employer matching and maximum tax relief limits. 🛑 Legacy life companies charge high fees that silently erode long-term returns. 🛑 Regulations still limit retail investors from directly buying low-cost global ETFs via modern, low-fee platforms inside standard pension structures. Ditch the high-fee middleman models. Give Irish workers the freedom to buy low-cost index funds directly, max out their allowances early, and actually build long-term financial security. Should the government open up self-directed pensions to low-cost platforms? Drop your thoughts below 👇 📹NK Productions

Dan Malone

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Sunday 13 September 2026 15:46:19 GMT