Honestly I think it’s because of Dave Ramsey and his teachings
2026-09-13 17:25:25
197
MD :
the best thing i ever did was accept that debt is just another bill. there is a payoff date. stop taking out debt and pay it down. Time passes either way. you can budget in fun and life and eventually...no debt 😏
2026-09-13 23:32:26
144
heatherlily :
it feels like an emergency 🫠
2026-09-14 21:28:20
20
appleuser39448621 :
Very similar to weight loss
2026-09-13 21:25:08
19
Kayla :
This is the same conclusion I came to in the last 6 months. I was treating my debt like an emergency yet felt like I was making no progress. Why? Because I was throwing so much cash at debt to "get out quicker" that when unexpected life expenses happened, guess where all my money was? Tied up in credit card payments! This meant things ended up back on a card and I was even further in the hole than before. Now, I've accepted that I'm going to take longer to pay off debt, but actually have room to breathe in my budget so it's a good trade off
2026-09-14 05:36:17
20
astralwhisper7 :
I've told my parents that yes, my debt scares me and stresses me out, but I also refuse to miss out on life, especially with my teenager. I want to make memories together and sometimes that requires money we don't have.
2026-09-14 18:08:30
34
moebur74 :
I needed to hear this 😩
2026-09-13 22:33:32
8
MiMi :
That’s me right now!
2026-09-13 20:10:16
4
DANA || COZY • CHAOS :
Needed this 😭😭
2026-09-16 00:05:10
1
Del :
What is an accredited financial counselor? Are you a fiduciary?
2026-09-13 22:38:31
1
Faith :
I graduated with $21k in debt, now have $12,800 four years later. I am trying to be debt free by the time I am 30, and I turn 28 in two months. I have been working three jobs since I graduated. I have no life.
2026-09-15 16:39:11
1
Lana Guzman :
Thank you for making me feel better.
2026-09-13 23:51:57
2
michele lyn :
This!
2026-09-15 02:14:32
1
Chelsea :
Love this!!!
2026-09-14 15:19:16
1
Vee :
Lord this is me I’m treating all my debt like a dumpster fire my budgets for September and October are super ugly
2026-09-14 02:21:38
3
AvatarCountry :
I like this 🙌🏽😭🫢
2026-09-13 21:00:21
2
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