Taylor Martof
Region: US
Monday 14 September 2026 03:24:36 GMT
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Manda :
We pay early and pay like $25-50 extra a month whatever we can afford and it helps so much even that little bit extra.
2026-09-14 11:08:56
1
DataRaid :
Usually car loans are based on an amortization schedule. Paying a month early would reduce simple interest, but it would be a negligible amount. I would suggest verifying they didn’t take it as an out of cycle interest only payment and make sure you don’t still have a regular payment due on your due date.
2026-09-14 05:37:07
1
Jess :
just so you know when you pay the car completely off it actually brings your credit score down a bit 😔
2026-09-14 23:06:35
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anthonyhastings39 :
School systems are failing us.
2026-09-14 17:49:51
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user763351522650 :
if your financial situation is better now-- consider refinancing (with the same amount of time you have left on your loan now) to save a little money, especially if you belong to a credit union, they are just easier to work with
2026-09-14 17:09:46
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Dawn Marie :
You don’t know until you learn it I’m 60 and I feel like I know a lot but it’s only because I’ve lived 60 years on this planet. Don’t feel bad now you know. If you ever have extra money at the time of your payment, just go ahead and put the extra money on the principal.
2026-09-14 16:46:32
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Eng.Ahmad92 :
Now you know and you should be proud of yourself tbh! Enjoy yourself and your car.
2026-09-14 05:15:46
1
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