@mahnosh04: #ceuta #migracion #emergencianacional #marruecos #noticiastiktok

🦅چانڈیہ BALOCH🦅
🦅چانڈیہ BALOCH🦅
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Monday 14 September 2026 09:14:38 GMT
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Paying off your mortgage early could cost you hundreds of thousands in retirement 🏠 Here's the math most people get wrong: When you make extra mortgage payments, you're using after-tax dollars—money that's already been taxed at your marginal rate. That same capital in a retirement account grows tax-deferred, and historically, diversified portfolios have delivered returns that significantly outpace typical mortgage rates over extended periods. Then there's liquidity. Research shows more than 80% of retirees face unexpected expenses every year, averaging thousands of dollars. A paid-off house doesn't help when your HVAC system fails or healthcare costs spike unexpectedly. Finally, invested assets generate income to fund your retirement lifestyle—your home equity just sits there unless you sell or tap into it through borrowing. The conventional advice sounds safe, but it may not be the most strategic path to a comfortable retirement. Follow @RetireSmartTony for more retirement planning insights. Slalom Wealth Management is a registered investment adviser. This platform is solely for informational purposes and is not offering advisory services or sales of securities. Investing involves risk and possible loss of principal capital. Comments by viewers and/or recognitions are no guarantee of future investment outcomes and do not ensure that a viewer will experience a higher level of performance or results. Public comments posted on this site are not selected, amended, deleted, or sorted in any way. If applicable, certain editing of personal identifiable information and misinformation may be deleted. Slalom Wealth Management is a registered investment adviser serving families that are preparing for retirement or have recently retired. #PersonalFinance #retirement #mortgage #retirementplanning #financialfreedom
Paying off your mortgage early could cost you hundreds of thousands in retirement 🏠 Here's the math most people get wrong: When you make extra mortgage payments, you're using after-tax dollars—money that's already been taxed at your marginal rate. That same capital in a retirement account grows tax-deferred, and historically, diversified portfolios have delivered returns that significantly outpace typical mortgage rates over extended periods. Then there's liquidity. Research shows more than 80% of retirees face unexpected expenses every year, averaging thousands of dollars. A paid-off house doesn't help when your HVAC system fails or healthcare costs spike unexpectedly. Finally, invested assets generate income to fund your retirement lifestyle—your home equity just sits there unless you sell or tap into it through borrowing. The conventional advice sounds safe, but it may not be the most strategic path to a comfortable retirement. Follow @RetireSmartTony for more retirement planning insights. Slalom Wealth Management is a registered investment adviser. This platform is solely for informational purposes and is not offering advisory services or sales of securities. Investing involves risk and possible loss of principal capital. Comments by viewers and/or recognitions are no guarantee of future investment outcomes and do not ensure that a viewer will experience a higher level of performance or results. Public comments posted on this site are not selected, amended, deleted, or sorted in any way. If applicable, certain editing of personal identifiable information and misinformation may be deleted. Slalom Wealth Management is a registered investment adviser serving families that are preparing for retirement or have recently retired. #PersonalFinance #retirement #mortgage #retirementplanning #financialfreedom

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