@savvyshani: I can’t believe yall are still depending on Credit Karma for a real score. You can pull your real credit report for free at annualcreditreport.com. Know your REAL scores. #creditscore #cardealership #loans #carshopping

Savvyshani
Savvyshani
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Region: US
Monday 14 September 2026 19:32:32 GMT
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hello_samm
Samm :) :
Never use Credit Karma. Always use FICO
2026-09-15 15:03:15
671
orezoriaa2
niyaa🐆 :
678 , went to dealership told me he saw 0 😩💔
2026-09-15 08:58:10
10333
allaboutdayyyy
AllAboutDay☀️ :
It’s that auto credit score 😭😂
2026-09-16 02:32:35
13
feralracoon23
Feral Racoon :
my credit karma said 720.. the dealership said 785 like wtf how are they so far off😂
2026-09-15 01:36:36
5674
kimberms747
kimberms747 :
Just hit 805 today 😅 let’s see how long before they drop it for a couple weeks lol
2026-09-15 02:57:04
838
trystanedwardss
Trystan Edwards :
Gurl I just found out about a FICO score, like WTF is that and why are they praying on my downfall!
2026-09-14 20:08:58
2523
chloewilder346
Chloe :
Here’s a quick credit lesson. There’s 3 main credit bureaus: experian, equafax, and trans union. The scores vary between the three because some companies report to different credit bureaus. So if you have debt, or collections, not all credit bureaus will know about it, hence a higher score. Always go for the lowest score between the 3 because that’s what most loan companies will base you off of.
2026-09-15 00:25:54
341
wyo.kim
kim<33 :
experian told me i had 500 something and when i went to do an application for an apartment the report said i had a 300 something score 💔 like which one do i get that will actually tell me my score
2026-09-15 01:26:01
481
cantcait
caitalyn :
just got mine up to 700 😭🙏
2026-09-18 08:49:30
63
alainacwilson
Alaina | Life On My Terms :
My bank estimated 785 and they ran it at 845 😮‍💨😮‍💨
2026-09-15 21:37:57
113
samayabrandon
Samaya Brandon :
Experian told me 720 I went to to dealer they told me 689 I was so embarrassed 😭😬
2026-09-15 17:15:27
48
angelicl0verss
༺ཐི❤︎ཋྀ༻ :
credit carma told me 795… it’s actually 720 but OK
2026-09-15 02:40:20
159
taychevy293
Tay📚 :
Had a 650 credit score was told I have a 589. I was pisseddddd
2026-09-15 18:40:47
11
deaysia.mariee
De'Aysia <3 :
i always know credit karma is lower than what they pull. Mine says 720 in the app. when i went car shopping, they pulled a 775.. idk what yall be doing 😭
2026-09-23 20:12:11
7
untouchedhands_
Beginner Nail Tech💜 :
You tryna manipulate meeeeee
2026-09-14 21:02:04
79
jayytoomuch2
JayySecondThat :
Always use MyFico it will give you the most accurate score
2026-10-09 05:39:43
6
msspretty_._
♡ :
I see my score from capital one 756
2026-09-14 21:48:51
133
mortlkombat5220
MortalKmbt :
Different scoring model. Vantage vs Fico
2026-09-15 19:05:13
7
trinn_renee05
trinn_renee05 :
It’s the opposite for me, my credit on Credit Karma is in hell but when I go to the dealership it’s amazing
2026-09-21 12:10:55
5
shawnaxc
shawnaxc :
I’m a salesman and just the other day transunion pulled someone at a 559 and another bureau was at a 646…. That’s the craziest difference I’ve seen yet.
2026-09-23 13:55:58
5
ans_fagan
Ansley :
See my Credit Karma told me I had a 550 but the dealer said I’m at 634 😅😳
2026-09-15 16:23:56
15
leslie0764
Leslie S :
Mine is opposite, it’s always higher than Credit Karma says.
2026-09-16 13:22:41
11
tay.tay2674
Tay Tay :
I still don’t know what they really go off of
2026-09-15 00:07:32
15
rue_w325
Rue :
Most of the time they take the scores from three largest entities and depending on what your applying for will average them or use the lowest one. At least thats how the bs was explained to me.
2026-09-15 16:12:25
12
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