@michael.rusli: If you have $38,000 saved and a combined income of roughly $120,000 per year, you could potentially purchase a $650,000 first home using the first home guarantee? Depending on the state you may need a slightly bugger deposit to qualify. To learn more about this scheme or to find out tour borrowing capacity, head to my profile to connect for free. Disclaimer: This video is for informational purposes only and should not be taken as financial advice. Please consult a qualified financial advisor for guidance tailored to your specific circumstances.