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@strozium: между школой и треней ещё играю#рек #dota #school #phantomlancer

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Region: EG
Tuesday 15 September 2026 12:33:30 GMT
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xleb.s.maslom0
burger :
bro👇
2026-09-21 07:13:14
1
kosty_nqq
заместитель стажёра :
у тебя в жизни трусы дырявые
2026-09-15 13:09:49
4
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#anshang
#anshang
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When the IQ is high but the clock is ticking, the apples start spinning. High iq + late = holy spinning apples #spinningapple #intelligence #larp #iqmaxx #highiqpost #fyp
When the IQ is high but the clock is ticking, the apples start spinning. High iq + late = holy spinning apples #spinningapple #intelligence #larp #iqmaxx #highiqpost #fyp
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🚨 Banks aren't confused. It's a business model, which is honestly worse. Step 1: front-load the interest. It's called an amortization schedule and it's named boring on purpose. 10 years into a 30-year mortgage you still owe almost the whole thing. Step 2: charge you for insurance that doesn't insure you. PMI can run $200–$400/month and it protects the bank against YOU. Step 3: when you finally drop $20,000 on the balance and ask why your payment didn't move, they have one answer loaded — refinance. New fees, and the interest clock restarts at zero. Step 4: make sure you never hear the word recast. Same loan, same rate, they re-run the math on your lower balance, and the payment drops forever. Comment FREEDOM for the free book. 🖤 #mortgagehacks #financialliteracy #consciouswealth #moneytips #bankonyourneighbor
🚨 Banks aren't confused. It's a business model, which is honestly worse. Step 1: front-load the interest. It's called an amortization schedule and it's named boring on purpose. 10 years into a 30-year mortgage you still owe almost the whole thing. Step 2: charge you for insurance that doesn't insure you. PMI can run $200–$400/month and it protects the bank against YOU. Step 3: when you finally drop $20,000 on the balance and ask why your payment didn't move, they have one answer loaded — refinance. New fees, and the interest clock restarts at zero. Step 4: make sure you never hear the word recast. Same loan, same rate, they re-run the math on your lower balance, and the payment drops forever. Comment FREEDOM for the free book. 🖤 #mortgagehacks #financialliteracy #consciouswealth #moneytips #bankonyourneighbor

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