@pasang.lama.ceo: A house can make you richer—or keep you broke. The difference is cash flow. If the property generates rental income and builds your wealth, it works as an asset. If it only takes money through payments, taxes, maintenance, and repairs, it behaves like a liability from a cash-flow perspective. Buying a house alone doesn’t make it a good investment. How you use it does. Is your house putting money into your pocket—or taking it out? #RealEstate #AssetsAndLiabilities #FinancialLiteracy #Nepali #pasanglama
My brother owns two houses in the USA, but he hasn’t fully paid off the mortgages yet. What I understand is that instead of paying rent every month, he is paying the mortgage on his own houses. In this way, a portion of the monthly payment gradually builds his ownership (equity) in the properties.
Once the mortgages are fully paid, the houses will be completely his. If the property values increase over time, he may also be able to sell them at a higher price and make a profit.
So, I would like to understand how this calculation actually works. How much of the monthly payment goes toward the loan principal, how much goes toward interest, and how much equity does he build over time? Could you please explain this with a simple example?
2026-09-16 04:51:57
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Sydney furniture@home :
Busienss ma kha 100% success huncha ra sir ? Ani ghar basna lai Afno comfort ko lagi kinne ho not only for growth
2026-09-16 05:50:11
7
Dinesh 😏 :
Ghar base ho tae vaera paela base banaunu parxa … nepal ko snadarva ma business garyo vane ghar bina business dubna sakxa tara ghar kinyo vane 3 years ma double sake tyo vanda badi pani hunxa … so don’t take risk before u do business … make ur base with affordable loan …
2026-09-17 10:49:41
0
Abhishek Rumba :
Ani tei business dubyo vane Ghar kinni sapana pani gayo business ni gayo
2026-09-17 07:14:12
1
कमल🐊 :
kasre garne K garer garne MH lato Lai khi Tha xain. sir
2026-09-17 14:16:22
0
yakha :
who said businesses me invest garo vaney 100% profit dinxa vanera
2026-09-17 08:03:14
0
zoya pandit :
business garne k ko
2026-09-16 10:06:15
4
Nishan Chhetri :
Business ni dubyo vane 🥲
2026-09-17 15:21:58
0
Sagar Khadka :
Ghar ko mortgage tirey anusar equity ni baddai janxa. Property value ni baddai janxa. Ghar kindai
2026-09-16 22:36:57
0
yindra.gurung :
if business nachale 😅
2026-09-16 10:17:28
2
जिन्दगी सँगै ❤️ :
Business garer dherai manxe dubeko pani xan feri tyo pani dar xa
2026-09-16 21:36:01
2
DAWA GELU SHERPA :
ma sangga yek lakh paisa chha ke garda ramro hunchha
2026-09-16 10:55:18
3
Ronny :
Do it anyway u want, just do it.
2026-09-16 10:13:35
3
ERROR :
business dubyo vani sabai dubxa
2026-09-16 09:18:59
3
Jiwan Gurung :
म पनि यस्तै भएको छु हजुर ले भनेको कुरा 100% सहि हो घर बनाऊने बेलामा मेरो किना यो कुरा दिमाग मा आयन् होला 🙏🙏🙏
2026-09-16 08:30:30
2
𝔹𝕙𝕒𝕧𝕒𝕟𝕒 𝕊𝕙𝕒𝕙 🇬🇧 :
Business Sabai chalxa vanne xa ra ? Business bata ni dubeka xan tanna Manxe haru
2026-09-16 10:04:48
2
비스누 :
Ani k Gharai N Banaunu🥺🥺🥺
2026-09-16 12:51:54
1
AnIsH♐ :
Ghr banau rent ma deu poisa aiye halxah ne
2026-09-16 06:22:06
1
A1 since day1🤍🕊⚘ :
business dubera taat paltyo vane 🥺
2026-09-16 10:41:48
1
hustlerketo :
Nepal ma business ma Sadai loss hunxa Hjr 🙏 k garnu
2026-09-16 06:18:28
1
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