@everythinginvestments: $200k in student loans. Currently in university deferment while finishing my master’s and aiming for a PhD in Finance. No payments required right now… but the debt is still growing from interest. Instead of paying it down, I’m investing: • Emergency fund first • Full 401(k) match • Roth IRA + broad index funds Betting that the future earning power + compounded investments will beat the 6.5% interest long-term. Risky? Yes. But this is the path I’m choosing. Anyone else in grad/PhD programs doing the same? #StudentLoans #GradSchool #PhDLife #DebtFreeJourney #InvestingWhileInDebt

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Wednesday 16 September 2026 01:31:18 GMT